Jump to content

Prêt à taux zéro


Hollie
 Share

Recommended Posts

Hello there,

I wonder if anyone has any advice...

My boyfriend and I are looking to buy a house this year. I'm english and he is french.

We have found a bank who will lend us the money even though I am paid into an english bank account. 

Our bank mentioned the Prêt à taux zéro but wasnt sure if it would work. If we are assessed on my boyfriends wages we are entitled to borrow part of the mortage at 0%. If both of our wages are assessed together, we can not.

I pay some tax in the UK but not in France at all.

All comments appreciated!

Hollie

Link to comment
Share on other sites

Hollie, if you are living in France, no matter where you're paid, you need to be registered with the French tax authoritie so I don't see how you can avoid not telling the French lenders about your income.  If you get caught not declaring your income, you may well be opening up a large and nasty can of worms should they ever find out.

 

Link to comment
Share on other sites

Hi Tony,

Thanks for your reply.

I'm actually a non-resident of France so I dont think it is necessary to declare myself.

Please correct me if i'm wrong as only going by what advice I've been given.

I am thinking about taking up some part time work though and once I do, then of course I would declare it for tax.

Thanks

Link to comment
Share on other sites

Please sign in to comment

You will be able to leave a comment after signing in



Sign In Now
 Share

×
×
  • Create New...