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Woodrup

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Posts posted by Woodrup

  1. That's interesting, sounds like the seller is responsible in my case for not warning me of French Customs charges at Ebay checkout (I too will make a point of asking in advance next time). Although the jiffy bag has a Royal Mail Customs Declaration CN22 sticker completed by seller, it just gives details of the item, no payment was made.

    I have contacted him, awaiting reply. But I'm putting it down to a loss as the item was only £12 it will not be worth paying postage - and maybe reverse Customs to return it.

  2. 3 hours ago, ssomon said:

    I buy car parts fairly frequently from an English company whose prices are shown without VAT to anyone logging in from outside the UK, so since Brexit they send my order at these prices, i.e. without charging VAT.

    Before the goods are delivered I receive an email from La Poste offering the choice of paying the import charges on line, with a reduced handling charge of €2, or paying the facteur or at the PO by cheque or cash, with a handling charge of €8.

    I usually pay on line; my last order cost me £25.63 in the UK, including postage, and a total of €7.00 import charges.

    When I buy through Amazon UK, however, the price shown includes any French TVA and import charges, and La Poste simply delivers the goods, usually straight into our letterbox. So presumably they use the system mentioned above by DaveLister.

    On one occasion the facteur rang the doorbell and asked for a payment for a second hand book I bought from an Amazon seller. The amount was over twice what I paid for the book, so I refused to accept the package or to pay anything. The facteur simply said OK, and left.

    I phoned the seller, who said I should not have been charged, that he had to pay to support the system and would contact Amazon about it.

    It all depends on whether a seller in UK chooses to 1) pay whatever it costs to join the export scheme, 2) register with HMRC to sell VAT-free and generate more paperwork, or 3) simply charge UK prices and leave any import charges to be paid by the buyer.

    Thanks ssomon.

    Would've liked to hear about any Ebay UK purchases you have made. It seems Amazon cover the VAT and Customs import charges at checkout, whereas Ebay, or my particular seller, has only included VAT at checkout not Customs.

    Did your Amazon seller refund you everything? Presumably with you not accepting the item they had to pay postage both ways?

     

     

     

  3. On 10/12/2023 at 20:18, DaveLister said:

    La Poste is charged with collecting TVA on all items purchased from outside the EU. That is in addition to any custom duty that may be owed. It is possible for the seller to collect the TVA in advance and for a code to be placed on the parcel to reflect this. However the system has been known to fail and La Poste advises that anyone who thinks they've been over charged to dial 3631 and contest the payment which, if successful, will then be reimbursed.

    I just collected my Jiffy Bag from the post office, I had to pay €9 Customs charge in addition to the £4.40 VAT stated on the Ebay checkout for the item. I'm a bit peeved that Ebay don't highlight this when they state at checkout "Any supplementary tax will be indicated prior to payment".

    I did call 3631 before going to La Poste, but was kept on hold too long on 'Option 5 Customs enquiries', not that it would have made any difference in the end.

    Lesson learned - Don't use Ebay UK in future.

  4. 23 hours ago, DaveLister said:

    La Poste is charged with collecting TVA on all items purchased from outside the EU. That is in addition to any custom duty that may be owed. It is possible for the seller to collect the TVA in advance and for a code to be placed on the parcel to reflect this. However the system has been known to fail and La Poste advises that anyone who thinks they've been over charged to dial 3631 and contest the payment which, if successful, will then be reimbursed.

    Thanks Dave Lister. Looks like this is a license to print money by French couriers.

    I'll defo give the number a call if La Poste insist I pay.

  5. Yes its showing TVA on my French Ebay purchase details, is the extra payment La Poste are charging something different?

    It says this on Ebay - "If additional tax applies to your eBay purchase, it will be indicated on the Item Page and the tax amount will be displayed on the purchase completion page before payment."

    The Seller says the code number on the parcel proves all taxes/Customs duty are pre-paid at Ebay checkout under 'Tax'.

  6. A couple of times recently I have bought things on Ebay.UK. I pay postage, and "Tax". Ebay say all of these charges are the responsibility of the Seller to highlight at the Ebay checkout.

    Yet, when La Poste deliver the item they want several euros in addition, "TAV" it is called.

    The UK seller tells me he conforms to the Ebay rules and it's French Import or Customs at fault because the parcel states a code number that proves tax has already been paid at purchase.

    Has anyone experienced this annoying nuisance?

  7. Yes I imagined from your posts you didn't have a Tax Office near you. Fortunately mine is just a 15 minute drive.

    "Rentes viager" could be right. In fact the woman at the Tax Office was keying in 'Legal & General' to get a French code number for it I think, and she couldn't find one.

    On the paper Declaration page 3, I see it is headed Salaries, Pensions, Rentes.

  8. Thankfully my one UK bank account didn't cause me any probs, I think it sails through year on year.

    But this year a new problem with 'Pensions/Retraites' on Stage 2, the tick/amount box was grey and couldn't be filled in 🤔. I wanted to submit my new annuity income.

    Ended up making a face-to-face appointment at Hotel des Impots. But she couldn't complete it either, she tried to key in the name 'Legal & General' but computer said 'no'..... So she printed off a paper Declaration and filled in the amount in box 1AS on page 3.

    She said I'll be sent a paper Declaration from now on.

  9. Not related to your post Chocfish, but concerning L&G.

    I just tried to Log into my Annuity account with them. Hadn't done so in the year since it was set-up.

    It wouldn't accept my details, I was going around in circles, tried New Password, Virtual Assistant, Chat, after about an hour I called them to be told foreign account holders can no longer access their accounts online ! 😮 He said " ...we're hoping to remedy the issue sometime this year or next year." What? Unbelievable.

    It's no great problem, I can verify the payments entering my French bank account but just found the fact they've stopped this facility for those who live abroad, very strange.

     

  10. Ooh la la what a faff! 2 manhours and immeasurable stress for one small parcel.

    Post Brexit sending stuff to UK is a nightmare.

    Every christmas I send some produits locale and in return my mate sends me xmas puds and mince pies.

    An hour trying to navigate La Poste website filling in their boxes to obtain and print the all important barcode to ... take to the local Poste where they print the parcel stickers. Except when the barcode doesn't work at the post office 😠. She looked at me blank, "There's no point in me going home and trying again I said, that's the barcode it gave me." So kindly she input all the info again at the desk, luckily only one other customer came in because this took another 30 minutes to do. And €19 to send a 500g tub of Savoie honey 😑.

    At the end she said "Alors, you must have forgot to put something down on your form." Em no, all the info she asked me was the same as I used to obtain my barcode. Then finally I had to sign 4 FOUR labels, one of which was my copy.

    That's the last time, next year I'll just do without my xmas puds and mince pies 😭

  11. 33 minutes ago, Harnser said:

    We find that the easiest low-cost method of getting sterling into euros and transferring to a french bank is to have the sterling payment paid into a UK bank account and then use Wise (It was called Transferwise ) to change the sterling to euros paid into your french bank account for which there is a small charge and you get a very good rate.

    The last transfer we did was scary fast, by the time we accessed our CA account it had landed, and there is never any fee to pay it in to the account.

    Thanks Hanser. I just looked at their website. Had it been payed into my UK Bank first I could have transferred the £350 for a £2.47 charge at £1/€1.17. That's very good.

  12. On 05/11/2021 at 06:46, AnOther said:

    That mindset is what's causing you the problem.

    Depending on the amount it sounds like an ideal case for a QROPS with flexible drawdown - just in case you did need to draw from it at sometime in the future.

    Nothing 'complicated' about them, most are essentially a SIPP just the same as in UK except established elsewhere, commonly in Malta but there are other options.

    That's where my private pension is and take what I want from it when I want, anything I do draw goes down as income on my tax return so timing can be worked to advantage.

     

    I have two annuities with L&G, they won't send the payments abroad so are paid into my UK account.

    Tax is deducted at source however as a non UK taxpayer they refund it every year when they also send me a P60 

    That's strange because L&G have said they will transfer to my French bank for a about £4 per transaction, I forget the exact amount, so to reduce this I've opted for quaterly payments. They sent me an Overseas Mandate France and Monaco form to complete.

  13. Also, the L&G person who gave me the annuity quote over the phone ... didn't know whether it would be taxed at source (I haven't had any dealings with Inland Revenue since I moved here 12 years ago), she said it depends on what I.R. say. So I'm betting that will be another ongoing headache for me to resolve. Honestly they're an absolute nightmare, claiming my State Pension was a walk in the park in comparison.

  14. 42 minutes ago, Teapot1 said:

    Eat lots of meat and your cholesterol will go up so you look worse. That would give you a slightly bigger annuity, oh and put down you smoke 30 per day and drink a bottle of wine, the worse you look and therefore shorter you live, the larger the annuity.

    Exactly. I stupidly told them the truth, one bott of wine a week, non smoker ..... As soon as the damn payments start to kick-in I'll pop my clogs I bet !

    • Haha 1
  15. I have a small private pension pot with a well known UK company, beginning with P who had a lot of red brick buildings back in the day.

    They have farmed out my annuity, which includes a 'guaranteed minimum pension' to L&G. Filling out my application form to start drawing it, they want my doctor to verify my cholesterol test in English and accept payment in Sterling. They sent me an 'inconvenience' payment cheque of £150 recently (because of their incompetence in dealing with my pot, I couldn't cash it at my bank and had to send it back. Also they can forward the payments to my French bank via Citibank transfer, but with a £2.85 charge for each monthly transaction. When you consider the number of Brits living abroad, this seems to me to be discriminatory.

    Rant over ?.

  16. I have just been consulting the posts on completing my Declaration Revenus 2020.
    I see we can be surcharged for our Assurance Maladie? Is that right?
    I've lived and worked here for 10 years and have just retired and started my UK Pension and have small French Retraite + the Complementaire.
    How in fact is my Assurance Maladie now paid for that I am no longer working?
    I have a Mutuelle also.

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