Panda
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Posts posted by Panda
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Hello
On the subject of car hire as I hire cars quite frequently I am always really annoyed by the extra daily insurance charges to alleviate the ridiculously high excess charges. For example I notice that on the site mentioned above, Buggs, you have to pay 9 euro's per day for their insurance plus which covers the excess charge of 750 euros. They even include a clause in their contract that the driver is liable for all damage and loss of hire business so you are bound to feel compelled to shell out for the extra cover and I hate the way the hire companies pressure you as you pick up the car to take this insurance.
I'm thinking I might take out one of the policies called Car Hire Insurance www.insurance4carhire.com/ which covers you annually and pays the excess of any claims for around £49 for the year, anyone else taken one out and had to claim?
Panda
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And I could never get dressed before coffee, how would I find my clothes with my eyes firmly shut! I'm suspicous of people who can jump out of bed and shower before coffee[:D]!
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Slightly different angle but when I sold a house plus gite I had to pay CGT on the gite (we couldn't claim both houses as our primary residence, difficult to live in two houses), it was either this or pay the commercial tax, so it was 27% on the gain for CGT or 25% for commercial tax. As the gite business was not registered as a professional business , just a side line (siret but no cotisations) we had to go for CGT, the notaire was great though and we ended up paying very little by a creative before and after valuation for the house that was the gite.
Chose your notaire carefully there really are some out there that will help you pay as little as possible, get a recommendation if you can. I believe like Gastines in B&B cases, that some have not paid this tax but our notaire felt it was always best to pay something, but make it as little as possible, that way you will not find yourself investigated further down the line should the transaction ever get reviewed.
Panda
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Hi Jon
So let's chat, I am genuinely interested in what your plans are. I find your postings a little odd and I think others do too, you write very differently to most other people on here. You seem to tail off at the end of sentences or make some dramatic statement which has nothing to do with the subject in question and leave it hanging, I think it's this that baits people (me included) to sometimes have a dig, I don't think it's malicious at all.
So B& B is rarely a main income for most on here, from postings I've seen I would say Cerise knows what she's doing, I believe it's only a sideline for her too. I think the average quoted of 5k would be about right. Other trades, electricians, carpenters that I know can charge up to 300 euros a day, this compares favourably with the UK, they get by on this, not as well as they would in these trades in the UK but a good living here. I am freelance IT and can charge the same as in the UK, which is great but finding work that can be done remotely means I generally work part-time, I speak french but as yet have failed to find a french contract job, my technical french is not yet good enough. I don't know anyone who could be seen as 'raking it in here and I never expect to, I know that earning money in any field is tough, for gardeners as well!!
Panda
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Puppies :-)
in Pets
[quote user="SS2002"]Many thanks and the puppies are adorable, hint hint :-)
Sandra
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What a bout those pictures, we would love ot see them and you never know who may look in on this forum, new homes could come flooding through!
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Hi
It is true that if it's your main income you should register as a full business, cotisations will be at least (could be more) 25% of gross income though not 11%. In the Vienne I had to really go to some lengths to have my gite business recognised as non professional so it is obvioulsy different across regions as some people seem to have the reverse case where all are registered as non professional unless stated otherwise. In my case I had a full other income and it too was registered but they still wanted me to fully register the gite, they did back down in the end but it was by know means simple.
Panda
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Cat is right about the types, we have both, the larger redder american imports and the white/grey europeans which are becoming rare, we always let the europeans go, and eat the americans!
On the licence front, as your lake is fed from another it may well be considered 'open water' which means I think you may need a licence. An annual licence is about 55 euros.
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You're asking date of compromis or date of fnal act, I would say the latter but I'm no expert.
EDIT Actually it's got to be final as you didn't actually own the property at the date of compromis!
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How annoying, I'm sure you could do without this on top of the state of the housing market! I'm presuming the exact method and timing of payment is in your contract, I would contact whoever you are registered with (chambre de metier (?) etc.) and see if there is any help for such situations, there are hundreds of agents commercial in France so perhaps there's an arbitration scheme, this must happen often I would think. I wish you could name the agency (you can't on here) , they already get a good chunk of the fee without a great deal of effort without not paying the agent!
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Hi
You must give at least 3 months notice and if that means you lose a few weeks as you go earlier then that is how it is I;m afraid. The landlord will seek a new renter from that date so you need to be prepared to give a firm date. The caution will be returned less any damage at the very end of the contract, i.e. after the date you give as your leaving date when the full inspection has been carried out.
Panda
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Exactly what I was going to say, no ad breaks is a huge bonus!
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Hi
I'm with TJ I do exactly this and have had no problem. I raise my invoices showing both currencies and enter a single figure in my tax return. The only problem for me is the diminishing return for my efforts as current rates!
In answer to Tony, the currency is not important, where you are when you do the work is. If for example you supply a service from the UK to a french company they will want you to invoice in euros, that doesn't obvously mean you have to make a french tax return, the same applies to this, in reverse.
Panda
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Well done for saving this beautiful little dog, you must walk on air knowing the good you are doing!
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Hi (copied form the other thread)
This has been discussed in detail before, your friends have probably not set up the gite business as their main income, just a side line . You still get a siret but it's classed as non-professional (I know this because I did the same thing out of choice). They would know if they were paying into the health system as they would have received bills from RAM and URSSAF or the like and would be paying a minimum of 3.5k in cotisations. The good news is that someone on the forum reported that the new scheme of only paying a percentage of income has started now so charges may be lower for them.
They should consider though how much the gite business brings in, if not much then they might be better off to take private health cover until they been resident for 5 years when they would be eligible for CMU entry, which from what you say shouldn't be too long. If they register the gite business now they will always be paying charges on it, with the private cover at least there is a short term end point.
Ask them how much they pay in charges, we will then know if they are fully registered or not.
They need to seek some professional advice, I think they should see an accountant, it would be money well spent.
Panda
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Hi
This has been discussed in detail before, your friends have probably not set up the gite business as their main income, just a side line. You still get a siret but it's classed as non-professional. They would know if they were paying into the health system as they would have received bills from RAM and URSSAF or the like and would be paying a minimum of 3.5k in cotisations. The good news is that someone on the forum reported that the new scheme of only paying a percentage of income has started now so charges may be lower for them.
They should consider though how much the gite business brings in, if not much then they might be better off to take private health cover until they been resident for 5 years when they would be eligible for CMU entry, which from what you say shouldn't be too long. If they register the gite business now they will always be paying charges on it, with the private cover at least there is a short term end point.
They need to seek some professional advice, I think they should see an accountant, it would be money well spent.
Panda
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Hello
Someone a bit more knowledgeable will have the answer but I;m thinking perhaps male Black Red Start? We have a lots around and they are apparently quite a rarity in the UK. As you say he was probably tapping at himself!
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[quote user="jon"]
Well Tressy do people in London enjoy getting paid about seven pounds per hours before tax [maybe less] stacking shelves in Tesco? 8 pounds per hour...[net of tax] doing work around the garden could be acceptable/enjoyable.Not everyone in Uk or here can demanad high earnings.You can be earning 200 euros an hour and if you do not like your work you may not enjoy it...Seems like this topic is over...a few of you are in a bad mood and you are letting off steam.
Not too sure how many people have about 200 euros per day to spend on a gardener.
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But Jon are you not suggesting paying this Frenchman, 2 euros per hour, i.e. 16 euros per day?? I think perhaps you have misunderstood what he is expecting, let us know how he looks when you hand over the cheque d'mploi. Either that or I'm in the confused lounge with Tressy, budge up they'll be more along in a minute!
Panda
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Hello
We have a trap which was left here when we bought the house, we tried it and it didn't work with a chicken carcass in it. We caught some by hand though but I have to say they really weren't that great to eat! I'm a bit of a softy and couldn't really bring my self to eat them after seeing them swimming about, I managed to taste one and didn't like it but that could be just in my head!!
Where are you trying to catch them, river, stream, lake?? I think the trap has to suit the situation, you need a lobster pot set up, ours is huge and that was the problem I think.
Panda
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Jon
If you ask someone to quote who is a registered gardener you should expect to pay something like that for an 8 hour day, if you ask a passing local working on the black who won't know one end of a hoe from the other you will get away with paying less. You need to decide what you need doing and then if unskilled labour can do it. You can pay by cheque d'emploi if it's for you and not for the hotel or gites or whatever business you are setting up. If it's just for you you could surely get away with just one day every couple of weeks max, then it's not such a huge sum.
What exactly are you after getting done, perhaps a registered gardener could say what they think it should cost.
Panda
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They are school years in primary school, they start in CP, then move to CE1, CE2, CM1, CM2 then they change to secondary equivalent school.
EDIT as Clare describes above!
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Hmm, what does the letter from the DWP actually say, Ican't imagine them producing something personalised for him to help his business, is it a general code of working in Europe type document?
He is making things worse by having a french address and banking details, for sure if he is based here full time he HAS to be registered here and pay taxes here.
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Puppies :-)
in Pets
[quote user="Russethouse"]I agree it's not ideal, but a home is a home and homing these two probably gave another two dogs a chance rather than be put down.
Put yourself in the position of the SPA.
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What is the point if they could get 6+ back in when the pups are born, sorry there is no excuse for this, they could get the ops done at a reduced rate and ask the new owners to contribute. They are making the situation worse when they should be impoving things!
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Do you not pay any then? I understood that tax d'habitation was not charged but professional tax was levied instead, I had no idea that some chambre d'hote paid no tax fonciere either.
What ever you were doing this is indeed saying that all must be paid now it would seem. There are lots of knowledgeable CdC runners on here, someone will know.
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In fact it's never been anything but haut debit in my dealings with France Telecom etc..
slightly confused.
in Earning a Living
Posted
But Panda are you really not intending to be malicious?
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Si, as in yes I am definitely intending NOT to be malicious
[quote user="jon"]
I am creating a very special place for people to stay...when I am ready to receive clients .......then you can see the full picture...
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Good luck and we will look out for the hotel warming party!!