We actually used the services of Blevins Franks on Tuesday of last week. The meeting was held at their offices here in London where we had the sevices of two of their tax advisors for approx two hours. Although we have done our own extensive research in the field of tax avoidance (not evaision) and financial investment we found that we were able to gain far more insight into the whole workings of the French system and our specific requirements regarding capital gains, inheritance and wealth tax, social charges, estate planning etc. etc. Mrs cajal had a follow up meeting, of about one hour the following day, specifically with regard to her pension situation. (Mine is pretty well clear cut). We are now awaiting a call/meeting with one of their investment advisors who is at present in Spain. They will forward a report to us with advice and recommendations within 7 - 10 days. We are also able to have follow-up meetings / discussions during the next 6 months inclusive within the fee. Only time will tell if the advice issued was good/useful or not but the meeting has enabled us to implement procedures that are relevant to our situation sooner rather than later. As I said earlier, we have done extensive research, but we felt that books and conversations will only produce generalised information and what we were looking for was advice specifically regarding our situation and circumstances. Ultimately, I am sure we will more than recoup their charges having used the advice they have offered. Hope that helps cajal