[Gas Tank Regulations]

Bulk gas tanks are also inspected and certified on an annual basis by your gas providor

[Lost BBC live radio]

Just for info it is possible to view BBC 'blog' re changes being made (in this case radio streaming) I think this is perhaps relevent to when Chrissie lost her radio stream:

http://www.bbc.co.uk/blogs/internet/ent ... 680c49882f

[Lost BBC live radio]

Hi Chrissie,

The BBC have discontinued radio stream with WMA,  this would affect you if you use an internet radio that has a pre selected station on a WMA stream, if so you just browse through a long list of internet radio stations and select the 'new' BBC stream you want.

(this comment is relevent because on my internet radio there was a pre recorded statement that WMA was discontinued)

I have just listed BBC via google on my laptop, clicked through to iplayer radio and live stations work O.K.

Hope you get your radio stream back

[Breakdown Policy for Van]

Many Thanks for the replies [:)]

[Breakdown Policy for Van]

Hi everybody, I have 3 remaining weeks of motor

(including van) breakdown policy with More Than, this offered unlimited

days European cover, as long as you have a UK address.

Then todays post arrived and van breakdown is discontinued!.

Does anyone know of breakdown cover policy (small transit van included)

that is annual policy and offers unlimited (we spend 6 months in

France) day cover?

Thanks in advance for your help

[French Income Tax, Social Charges and Health (CMU) Costs - Help!]

Hello, I am trying to understand how the French tax system works in practice, prior to our move to France.

Our income is derived from an early retirement pension and bank interest received on savings.  This is how I understand that income tax etc will be applied:

Step 1 - Social Taxes calculated and applied:

Applied to 95% of gross pension.

Total = 7.1% (CSG = 6.6%, CRDS = 0.5% and PS = 0%), but allowance of 4.2% is deductable from income tax

Applies to 100% of investment income:

Total = 11% (CSG = 8.2%, CRDS = 0.5% and PS = 2.3%), but allowance of 5.8% is deductable from income tax

Step 2 - CMU Health Tax calculated and applied:

Applied to 90% of gross pension, but 100% of investment income.

An allowance of 7,085 euros is deducted from the sum of these, and 8% is applied to the resulting figure.

Step 3 - Income Tax is calculated and applied to net income:

I've assumed that to calculate our net taxable income, we deduct 4.2% from the gross pension figure and 5.8% from the gross investment figure.  The sum of these minus the 6,965 euro CMU allowance is our net household taxable income. We then divide this figure by 2 (there are just the 2 of us), and apply current tax rates to this figure.  The household income tax liability is twice this amount..

I understand we need to have 'top up' medical insurance cover and review (with a financial advisor) our savings to maximise returns and minimise tax liabilities.

Thank you for considering this!