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Albert the InfoGipsy

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Posts posted by Albert the InfoGipsy

  1. Chancer,

    I wouldn't worry about that. The whole set of figures is so badly presented it's effectively meaningless. There are two lines with '?' as the value and the TVA seems to be applied twice. Also, as has been pointed out, the cotisation rate for commerce is 12%.

    As far as I can see, the figures should look like this.

    Receipts for goods sold        €100,00

    Cost of goods (TTC)          -€60,00

    RSI Cotisations (12%)       -€12.00

    Profit before tax                €28.00

    This gives a gross margin of 60%  and a profit (before tax) of 28% of turnover. Delivery costs (postage etc.) would impact this, as would other operating costs such as transport.

    As everybody who's done any research into it knows, AE is not suited to commerce where there is a low markup or high real costs.

  2. [quote user="mary"]If we did donwgrade to AE, we would pay 23% not 46%. thefore have more money at the end of each month. With the Sarl, we did earn 33,000, but with the social charges and impo paid, we are down to 17,000 net which amount to 1,400 per month with a family of two children...[/quote]

    What do you mean by 'earn'? If that was income after deducting all business costs then you may well have been turning over much more (50,000-ish maybe).

    When comparing a SARL (or any other réel regime) with Micro or AE you have to remember that the 46% is on profits and the 23% is on turnover. The two different percentages are because of that difference -- they assume that you'll have a certain default level of expenses.

    As someone else has commented, if you have a business with high real expenses it doesn't make sense to be an AE.

  3. [quote user="AnOther"]Clicking 'don't show me' creates a cookie called francePopupDaily and if it isn't 'sticking' then check that you are not clearing your cookies when closing your browser.

    Logging off shouldn't affect it.

    [/quote]

    I don't clear cookies, because that would affect all my other automated logins. It appears that logging off does affect it, because the ruddy pop-up is the first symptom that tells me I've been logged out.

  4. Just to clarify for anyone who isn't aware, a real Livret de Famille is an official document summarising the history of a marriage, from the aisle to the grave (or the divorce court). You can't get one if you are both foreigners and arrrive in France after your marriage. In that case Norman's list of documents is a sensible starting point.

    AND you should have full birth certificates, not the short ones, for anyone actually living in France.The French also have a quaint habit of updating a birth certificate with information about marriage, etc. so don't be surprised if you are asked for a copy made in the last 3 months. Sometimes an explanation suffices, but sometimes you just have to order a fresh copy.

    Unless it is specifically demanded don't go to the expense of certified translations by a traducteur assermenté: a typical fee is 30-40€ per document.

  5. Just be aware that numbers might work the same but the ways of manipulating them can vary significantly. My wife (French) tried to help our son with long division and was totally flummoxed by the method used in England at that time. As I understand it, french schools are hot on doing things the official way, so you can't expect them to say 'it's OK if he gets the right answer anyway'.

    It would probably be worthwhile getting copies of the standard text books well in advance so that you can suss out problems like this.

  6. I reviewed the going rate in eBay for this Win 7 Ultimateand there is a cluster around the 60-80€ mark from a number of vendors. That takes into account immediate sales and auctions.

    The vendor has a high positive rating and I've looked at the last few months' worth. There were one or two cases where he seems to have picked up a dodgy copy but those have apparently been reimbursed. I bought via PayPal and I believe that also gives some protection in the event of mis-selling.

    The software might be a bit cheaper than usual because it's an English install. I don't know if that points to being an OEM package.

  7. I suggest that you stroll along to the DDE office and check your 170 sq m calculation before you go too far in detailed drawings.

    I'd expect that anything visible from the outside (windows, etc.) will need approval for a change of plan, but I doubt if anybody will be round with a tape measure for minor discrepancies.

    If the outbuilding is separate from the main house then it gets its own 170 sq m allowance. I think this also applies if it's semi-detached, with no internal access between the two parts, but I wouldn't swear to it.

  8. [quote user="Chancer"]

    Fascinating to read, does it not cause these children any temporary anguish on their first day at school if they have never heard or spoken French?

    Presumably it pays to put them in maternelle or a playgroup as soon as possible.

    [/quote]

    If a child reaches the age of five without being exposed to the local language then you must live somewhere really isolated. Just accompanying Mum or Dad to the shops or wherever should ensure that they know that the world is not monoglot. Your Polish friend's experience strongly indicates that he may have been living in a refugee camp or similar enclave. I can remember Poles at primary school who switched perfectly automatically between speaking to their parents or to me, but they lived in ordinary homes in London..

    Maternelle or playgroup would probably be a good idea, but if you are near enough to kids of about their age they'll sort things out anyway.

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