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Beryl

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Posts posted by Beryl

  1. I may be asking lots of property related question over the next few weeks. I am not researching a book [:)]but looking at the most efficient ways of doing things.

    If I have a property that I want to rent out, would it be better from a taxpoint of view to keep a mortgage on a property or own it outright.

    Eg if I have a mortgage, will this be deducted from any rent I receive ? Then will I only pay tax on the difference like in the UK or if I own it outright I assume i will pay  tax on the whole rent received minus expenses.

    I may have over simplified this, but you may get the general idea.

     

  2. We have two patio doors opposite each other in our lounge and the amount of birds that think this is a short cut .[Www]

    We have had a few birds hit the window, but it was only the lady black bird that hit it that hard that she died.[:(]

    But I am pleased to report that her 'partner' now has a new bird.

     

  3. I didn't even think you could do any marketing without being registered first, even to the extent of having a web site to test the market.

    I would like to know if you can conduct such market research first because it would be useful to me and probably many others, but I am sure that I have read more than once that you cannot do this .

    This was posted recently but not by me.

    "To work legally - including marketing and advertising - you must register & therefore pay cotistations. In fact, you can (it is normal) pay your cotistations quarterly, in arrears. So, if you register today, you will not be expected to pay anything until 1st September. If, just before that point, you contact your pension & health care people, you will be able to get the payment reduced or defferred. In the meantime, of course, you will benefit from the French health system. You can't do this as a self-employed person in the UK, although I appreciate that the payments are lower - but taxes are higher, etc etc!"

     

     

     

  4. A lot of the time it depends on the topic, plus the fact people are writing on here to strangers whose only common interest is France. If we were all stuck in a village hall and given topics to debate, who knows what would happen. Perhaps people would mind their Ps and Qs a bit more in a face to face situation.

  5. [quote user="KathyC"][quote user="beryl"]

     

     

    I think the view and possibly the amount of land has really over inflated the price.

     

    [/quote]

     

    I have no idea if this house is overvalued or not, but I think that your logic is flawed. You can't simply make a statement like this; there is a value attached to land and a premium to be paid for a view. Of course it would be cheaper without a sea view or with less land, but you can't separate things like that. This house has a view and land and, therefore, is valued higher. (I hope that makes sense, it does to me.) Don't forget, you can always upgrade a house to your liking but you can't alter the view or (normally) add more land.

    [/quote]

    I agree a house with a good view is better than facing a run down block of flats. But land prices for this type of terrain is not that dear where I am and the house IMHO is little more than a hovel.The view is great but they are selling the house ( as well as the view) but I think there needs to be a balance between how much you spend on a view and how much for the house and on this occasion, I don't think the balance is quite right.

    We will sit and wait and watch a while.If it is sold in the mean time c'est la vie [:)]

  6. Thanks for all the advice.

    [quote user="Will "]

    Also remember that if you offer less than the asking price the seller is free to accept higher offers until all parties have signed the compromis, so it might not be worth risking losing your dream house for the sake of saving a couple of thousand euros.

    If you have serious enough doubts to have to ask on a forum, then it may well not be the house for you. It's a buyer's market at present so there is bound to be something even better round the corner if you do decide not to go ahead.

    [/quote]

    It's certainly not our dream house in the sense that we must have it whatever the cost.  The reason for asking here, is that its nice to bounce ideas off people and get other opinions, but mainly because in my opinion the house is really overpriced given the state of the house - yes they survive in it, but I couldn't.[+o(]

    I think the view and possibly the amount of land has really over inflated the price. If we do decide to make an offer it will be much lower.  Probably lower than the 20 per cent figure that was suggested, so the owners may well be mortally offended by our offer  but it may help the French realise that not all the English are prepared to throw their money around.[:D]

    In my mind a house is only worth what someone is prepared to pay for it, and in our case it's probably not as much as they want. 

     

  7. I know this is a bit like how long is a piece of string but we have no idea what constitutes a reasonable starting point or an insulting offer in France as we have only previously bought land.

    3 bedroomed house not fully renovated but potential,but IMHO it still needs quite a bit of electrical/ plumbing and interior work to make it nice. On the plus side it has a fantastic sea view (but the house is on the edge of a main road ) lots and lots of land (non building) .

    On the market for just over €200 K and would obviously like to get it as cheaply as possible.

    So what would be a good opening figure please?

     

  8. I understand, but I hope you get it resolved to your satisfaction soon.

    I'm not an expert so my opinion isn't worth a fig, but from what you have written here, it seems to me that the chap hasn't got a leg to stand on.

    But you will come back and tell us how it went, won't you ? ( blimey, I sould like Cilla Black [:P])

  9. Thanks again for the suggestions.

    Do any of you recommend to your students any French published text books for learning English?

    It may help me get an idea of how it is taught in schools or colleges, but I am  not planning on charging or turning this into a career.

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