@Lori & Flaneur, appreciated your informed opinions and experience. We are in a fortunate position where we are currently staying in our second home having sold our main home in London in December. Our final decision will be based on happiness, areas where we can develop, grow and contribute - with a balance of economy, finance and respect for a different culture. The world will be a different place every day and every year but I’d rather be part of that than sit back wondering what we could have done. Who knows !!! Thank you.