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Bill

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Posts posted by Bill

    Taxe d'Habitation on older improved properties likely to rise

    in French Finance

    Posted

    Rabbie

     

    I was only complaining about the cost, because at one point it was suggested the uplift for a holiday home was going to be 7 times that of a resident, and I misunderstood the  posting... since then  every man and his dog has been having a go at what I can and can't afford ... 

     

    as I said earlier, I am happy to  pay more or less what everyone else pays..

     

    There isn't an issue..

     

    Bill  

    Taxe d'Habitation on older improved properties likely to rise

    in French Finance

    Posted

    [quote user="Rabbie"]IMO if you can afford a second home then you can afford to pay the relevant property taxes. While everyone has a right to a first home, a second home comes into the category of  " nice to have " rather than "must have".[/quote]

     

    Nice to see there are still  plenty of people who know what I can afford, and just an odd one which answered my original question..

     

    Taxe d'Habitation on older improved properties likely to rise

    in French Finance

    Posted

    I understood from Pickles post  that  non-residents

    paid 1.7 percent and residents 0.2 percent, hence the multiple actually of 7 or

    8  times as much.  That may be the wrong conclusion , yet it is

    how I understood his post.

    Idun,  No problem with

    paying for 12 months, and using it for  four, but find it odd that  the demand is to  pay extra if it’s a holiday home  and as a result use  less services .

    Euro trash see below re your comment about cost and rolls Royce,

    For the local community I employed French labour at French rates  for British 

    owners.

    As for Sue’s comment, I am sorry for your circumstances, but

    to get an answer to my question , I had to give two bits of information, one it’s

    a holiday home and two the size,  &

    that  has kicked off an offensive  diatribe from you , and one diatribe deserves

    another..     J

     edit.  

    My French  house cost very

    much less than a two bedroomed flat in parts of Essex . Certainly not a million

    although the French artisans, certainly tried to push the cost up !!! we didn’t

    extend it, we repaired what was there, that’s all.  French houses are incredible cheap compared to

    the UK and seem to be getting cheaper as each day goes by.

     

       I understood from the messages, that I had to

    pay 7 times as much as others, and if so, I think that’s too much..  .

    I just have a big place, but it was dirt cheap..  & I need to worry about how much tax we are going to be hit with, as that wasn't clear , for what ever reason, when we bought it..  rgds   Bill  

    Taxe d'Habitation on older improved properties likely to rise

    in French Finance

    Posted

    [quote user="sid"]

    As far as I can see it penalises those people who have made improvements. You make the place more comfortable, you pay more; you live in a hovel, you pay less.

    Very much like the old "rateable value" we had in UK, a finger-in-the-air assessment of worth.

    There's going to be a huge workforce needed surely, in order to get the initial valuations done?

    I appreciate that there has to be some system in place to raise local taxes, but I've never understood how the value of your home makes it a fair system; just because you save and invest doesn't mean that you can necessarily afford higher charges.

    Which brings up the "Poll tax" versus "rates" argument once again. I have to admit to being in favour of Maggie's Poll-tax, where everybody paid!

     

    [/quote]

     

    Bring back Maggie , all is forgiven !!!!    thanks everyone for the replies ..

     

    Taxe d'Habitation on older improved properties likely to rise

    in French Finance

    Posted

    [quote user="idun"]There was quite a lot about it on french news tonight and I'm sure that there will be much in many papers in the next few days. Too many anomalies in the system.

    I can see friends of mine getting a huge bill in the future, never mind the new rules, all they'd have to do is  they check how much is habitable in their place, because when they bought it only half the place was declared.

    As you said HSD, could be the last straw for many.

    [/quote]

     

    Hello Idun,   I think the same may just be happening to me.. not quite sure yet !!! ie half declared.   what happened to your friends ?   is there a maximum that can be paid ??  we have about 250sqm all in . Plus garages ,   realise may be different from area to area, ball park figures would be helpful from anyone..

    B

    Bank cards in France

    in French Finance

    Posted

    Good Morning all.

     

    I assumed I was alone  as the only person with  a major headache with my thieving barsteward of a bank  HSBC , limit to 1000 cash withdrawal a week and 3000 spend per month on the card carte bleu ,  of course I can buy the infinity option which is 5k and 30k , but no way  I want to give them 350 quid for the ability to spend my own..

     

    my thought was to open a second bank account with a local bank, and if I need lots of cash for any reason , I can bowl in and get some.. with a cheque .  Hoping that system will work I have the following four banks with branches in my local town Villedieux

    credit agrcole

    banque  populairede l'ouest

    CIC

    BNP paribas

    casse 'Epergne  ( cannot read wifes writing !)

     

    any thoughts or experiences about which one is best, no intention of having a card with them , just a cash cow in rare times of need. intend to keep hsbc only because the standing orders for the utilities are set up.

     

    thanks for any further input ..

     

    rgds

    Bill (not so alone !)   

    light bulbs and wood pellets

    in NEW - Money Saving Expat

    Posted

    [quote user="Pommier"]You've got to shop around! Recently in Leclerc they were selling low energy bulbs for two or three euro each, BUT with the whole cost refunded onto the fidelity card. You can't get cheaper than that![/quote]

     

     

    thats super cheap !  LED is a step apart from the regular long life bulbs., My electrician gave me one for a tenner , as up to now hadnt been willing to shell out for one. He has a customer, he rewired who untill the discovery of ebay was going to shell out 800 quid on LEDs  

     

    rgds  Bill

     

    sorry for spelling punctuation mistakes,  unable to correct at  the moment

    light bulbs and wood pellets

    in NEW - Money Saving Expat

    Posted

    Im gobsmacked at the prices of light bulbs in France,  and rather fed up that having to save the world has pushd the price of a light bulb up from sterling 0.19 to a quid or two.

     

    there are some new LED  light bulbs on the market,  and they are between 10 and twenty quid each, possibly more in belle france, but take a look on e bay and u can find them for a couple of quid.   sold direcftly from china,  just make sure that  you dont order more than sterling 15.00 in one go , then its a personal import andd free of duty and tax in to the Uk, im sure it should be the same for france, but there has to be another rule doesnt there !

     

     

    please give me a clue.... whats the going rate for a bag of  good quality pellets  15 kilo or similar.  if bought  twenty or thirty at a time,  just want a clue.. thanks..

     

     

    unable to correct any spelling mistakes as the forum and my computer are not seeing ey e to eye at the moment..   rgds   Bill

    discounts at building suppliers

    in House Renovations

    Posted

    Hi

     

    we  were asked to open an account at Le conte for the builder to obtain  building supplies..

     

    am I right in saying there  will be a discount handed to the builder by the Builders merchant ?

     

    In my case its Le Conte..  Does  any one know for sure ??   Contractually obliged to pass those discounts back to us.. thats all.  

     

     

    rgds

     

    Bill

    Breathalyzer (non)availability

    in Driving in France

    Posted

    thanks, thats a euro saved..  actually a fiver as would have to buy here..  

     

    rgds

    Bill

     

     

    [quote user="Théière"]

    [quote user=AnOther]Delayed to March 2013

    Ho ho ho

    http://www.lefigaro.fr/flash-actu/2012/10/08/97001-20121008FILWWW00626-ethylotests-les-sanctions-reportees-au-1er-mars.php

    http://www.lepoint.fr/auto-addict/securite/ethylotest-obligation-repoussee-au-1er-mars-2013-08-10-2012-1514712_657.php[/quote]

    That's the Noel drink drive campaign up in smoke then

    [/quote]

    Oak treatment

    in House Renovations

    Posted

    Hi Marmite,

     

      if the staircase has never had anything on it, you may do well  just to leave it..

     

    some will say, its a bit like lime, where breathability and nature will  look after your Oak.. slapping oil and paint may trap moisture into it.. , thats when rot can start . Perhaps  someone else will correct me..

     

     

    rgds

    Bill

    Distance from EDF meter to tableau?

    in House Renovations

    Posted

    Thanks  Sid,

     

    um  aargh   I  expected a breaker to be the answer, but seems things have to be more complicated.. but that was a few months ago, and now we are getting to the point the electrics have to be joined back up to the mains, its something we have  to resolve soon.

     

    they said, o that supply cable isnt good enough..  I will set the electrician on him and he can sort it out french man to french man..

     

     

     

     

    rgds  Bill

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