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idun

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Posts posted by idun

  1. I use the rate I got on the date of transfer or the Bank of England spot rates, they have what I have found quite an easy system where one can get the yearly rate.

    Isn't it strange that us ordinary people do get concerned about this being right, and then I see oligarchs and rich people and businesses somehow getting round their liabilities, and do think that sadly the tax inspectors will find us far easier targets than the stinking rich![:'(]

  2. Yes, the french will want to know how many years you paid in NI contributions. And that is important that they do, as 10 years in France is not enough and the calculation is different if you have not got enough trimestres in.

    In France this is important, and the wait, well, it can literally take an age.

    You could call Newcastle, usually they are very helpful.Aand get them to send a record for yourself and ask them to also send this info to the french pension people.

    As we are of that age, we know lots of people who are retiring. Sometimes, it all goes like clockwork, really easy and paid on time, and others it is like pulling teeth. We were the latter, but that is us, if it can go wrong, it does.

  3. This is how it worked pre brexit, or should have done.

    The only way the UK pension could be affected by amounts of time worked in other countries is if the person had their NI contributions below the threshold of 10 years, so if the contributions were less than those 10, and many working years in the EU, then they should pay a limited amount which would be pro rata.

    So say one had a working life of 35years in France and five in the UK, the UK pension should pay 35/5 of those years based on the UK pension amount at that time.

    In the case of the OP, sounds like they simply  based it on on the number of qualifying years  pro rata. Unless they had made voluntary contributions, that is all they would ever get.

    When working in France, top up NI payments were, perhaps still  are, relatively cheap,  not if one isn't working.

    Nomoss, if we moved back to France, we would not get an S1, the french pension means that they would be responsible for our health care, AND cotisations due on said pensions.

    If we moved to southern Ireland the Uk would not give us an S1, France would, as more years were worked in France than the UK, and we would pay cotisations in France on the french pension.

    We had to have a french S1 when we first moved back to the UK and pay cotisations in France too.

    AND if you moved back to Spain, then the UK S1 would have to stop and you would be under the spanish system, I believe that that is how it works. ie Spanish pension and residence no S1.

    There is a system in place, it just sometimes feels a little complicated.

    It is quite clear under the pensions bit.

  4. Yes, we have been through this, they confer with the DWP and make sure that you have enough years for a full pension according to french rules.

    The calculation is done  pro rata. You will need about 165 trimestres in total from both countries and then the 10 years, ie 40 trimestres will be paid based on your french state pension payments. It is so that they can actually pay this, that they check up.

    Have you paid  complementaire? Can you apply for that too?

    It was never suggested that our pensions could be amalgamated. Both are paid separately.

    As NH said,, if you are living in France, you will not be eligible to get an S1 but will pay any  cotisations due on your french pension, as other french pensioners do.

  5. Did she mention having photo copies of her carte nationale d'identite, or her french permit de conduire?

    NOPE, not that I read..........and IF she is french as she states that is what she will have. Why on earth would she mention a residency card. It is a carte nationale d'identite that french people have.

     

    And my husband passed his test in France, first time, code de la route and driving. We had been in France for two years then, and arrived with a handful of words................. so it is more than possible.

    This article as far as I am concerned was a load of drivel.

    I am so glad that life was so different and actually hard for us when we moved to France. Nothing in english, we had to justify our goods when we moved, get carte de sejours proving income, change driving licences. And then it all relaxed and you get silly people like the person who wrote this bleating article, boo hoo. I have a complete lack of sympathy.

    The only thing that was OK about this, was pointing out that there are thieves in France, as there are every where else.

  6. Well NickP, obviously no points on their licence, they cannot drive at the moment! 

    Maybe they should have been in more of a hurry to convert their licence than getting nationalite.

    Ofcourse, as a french person, their french should be excellent, and they could do a french driving test! That would sort it.

    We had the problem the other way round changing my husband's french licence for a UK one. He had  passed his test in France. We did get it done though, and that reminds me of another poster who was having problems, I hope they got sorted.

    Me, I had to change my UK licence into a french one early on, such were the rules then, and it was easy enough to reconvert once I returned to the UK, as one is limited as to how long one can drive in the UK on an overseas licence having passed the test in the UK originally.

  7. Please don't get me started about the 'bad' white man. Since time immemorial tribes have fought and one side has won subjugating their enemies, they/we, who ever 'we' were, have taken slaves, tortured and mutilated and raped the women and worse still the children.

    Bad human behaviour doesn't have a colour or nationality. I shall not apologise for anything done or said by past generations, or in fact, if I said anything I should not have in my youth, I may have.......I truly cannot remember but it is quite possible. It just 'was', the world I was brought up in, and I have lived and learned, hopefully, to be wiser.

  8. Right from the start of Covid, in the UK, it was noted  that BAME people were more at risk than white people and a higher percentage dying.

    We humans come in all shapes, sizes, and colours, due to our variety, some illnesses affect certain groups more than others and that if memory serves, includes cancers.

    I remember reading that certain blood groups were more at risk than others too.

    So yes, I believe that this is the case, and we are not all the same. I daresay my risk of getting skin cancer is far higher than say a black person from Africa. Just how it is.

  9. I watched some of the coverage but not all.

    It could not have been better, as it had a sort of simplicity to it, that I found excellent and very very moving.

    I had not quite understood that the hearse would be the converted Landrover and then I thought it was such a good choice.

  10. When we moved  in 1981, we had to list every last thing we owned, the value and have it all translated and stamped and signed by the french consulate.

    We had so little of value that we would not have crossed any threshold anyway, but it still had to be done.

    What does it say on the AmbaFrance web site, surely there is information on there? I certainly would not just take what a removal company states as the truth, and for all I realise that they will want your removal  to be as smooth as possible, I think you should contact the french authorities and check up.

    I may be wrong, but I doubt anyone on here has made such a move this year, when all changed.

  11. I love the drive between Liege and Bastogne, the country side is very very beautiful.

    We had beligan neighbours in France who were very pleasant. Our eldest used to work for a belgian company in France and they were fine, and he had a belgian girlfried for a little while.

    When holidaying in Holland when our youngest  son was about 15 he started knocking around with a couple of belgian lads of similar age on the camp site and they spoke, excellent english, excellent french and neerlandais, but I could not say if that was good or not.

    I like Belgium, and the belgians I have met.

  12. How we are at odds about this Sid. For the most part I am for individual choice, but those who are 'waiting' for their chosen jab etc, are putting everyone else at risk with the mutations, and to me that is morally bankrupt....... I cannot think of another way of putting it, as in this, personal choice simply reeks of recklessness.

    Am I being evangelistic, is that what it is when all I WANT WITH ALL MY HEART everyone to be vaccinated and get rid of this awful thing.

    Also, for those who wait, what of those poor souls and consequently their families who will have to care for covid patients if you catch it, putting their lives at risk, as if it has not been bad enough already for medical staff. 

    I am pretty sure that anyone one who does take ill during their 'wait' will expect others to care for them and get them over it....... and to hell with the risks to the nurses and Doctors. 

    How's about very simple terms..... it is not a common cold and the difference between taking a lemsip or a sachet of Fervex, IT IS KILLER COVID19.

    I

  13.  Hopefully it will all get sorted.

    The system has not been perfect here, but, basically, it has worked very very  well from the start.

    Judith, sorry that you are still having problems.

    I really need the french to get onto this, because my son wants vaccinating so he can come and see us, but he is not 40 yet.

    I am glad that there are volunteers in France, but are there enough?

  14.  Yes, and it seems more long winded than in the UK.

    I cannot help but imagine that  the only reason nearly 40 million doses have been given in total, is because people volunteered, otherwise we would have been in the same boat of what 15 millions being given?

  15. En fin......... things are on the move.

    Interesting, in the UK there has been 50,000 volunteers to help with vaccinations. So they, along with the health professionals, made that difference.

    The french are very good at volunteering, so how come they didn't do this too? It is beyond me, or are the professionals so ruddy snooty that they  did not want volunteers doing 'their' jobs???

  16. When you moved Ken, there was the internet, not quite like it is today, but information was very  easily available never the less.

    When I moved, it was quite different, and because my husband worked in an international place, there were a few other brits, and lots of other europeans too.

    Moving near other brits who had been there longer was an easy option for so many, it was all so different and getting information very hard. So people did move near other brits or join the church or one of the anglo/french groups and in consequence for many, they lived little British Isles lives in France.

    I couldn't see any point in doing that, it was a bit of an adventure for us, no french and knew nothing of France, got a job, upped sticks and off we went. If we had wanted english speakers, well we would have moved back to England.

    As I said, we didn't speak french either of us when we moved, me five words, him a couple more. He picked it up quickly and without an accent.  I didn't, I keep trying to work out how long it took me. I know that I had a row in the bank in 1983 in french, so that was two years. But my french was not good, I blundered along.

    Must have been a couple of years or so later, that I realised how far I had come when we saw Yves Mourousi yabbering on for ten minutes one lunch time on the news, and I said to my husband, he hasn't said a thing, just went on and on, and I realised that my understanding was there.

    That I knew all the words, did not mean that I could actually use them myself, but comprehension was my goal, and then doing my best to communicate.

    So I speak like a vache espagnole, heavy northern english accent, which has been mistaken for being from Provence by parisiens, and irish by canadians, both french and english speakers.......  although strangely in Quebec,  the odd person thought I was french which says a lot about the quebecois. I try, but I will never sound french! But I can do everything in french, speak or chat to anyone and make phone calls and that I do not believe should take anyone more than five years, or why be there.

    Bib, home is where I am. I live my life the best I can where ever I am. We never emigrated, we knew we would move back to England for our dotage,and we did.

  17. We were the only brits  in the village and that is why we lived there. There were plenty in the region in general, and some enclaves, and I steered clear of them. The nature of the area meant that there were many international business things going on, along with the universities, so there were germans, brits  as well as an odd mix of many other nationalities.

    Doubt I would have spoken french if I had had brits nearby, it would have been too easy.

    I knew cowboy artisans, but where I lived were strictly french as there is no need of a specific nationality to be a cowboy artisan.

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