Chancer Posted January 20, 2010 Share Posted January 20, 2010 I have just recieved my avis d'echeance from Ineas and despite going up 10% the premium is still quite good at €124.One thing I did notice though was that despite having a coefficient de reduction of 50% my gross premium was only reduced by one third.After carefull inspection I find that the gross premium is €152 HT but only €99 HT is subject to the bonus coefficient (dont 99.06 EUR soumis au coefficient) I dont remember this being the case with my previous insurer or th other devis that I got.Perhaps the breakdown cover element does not get the bonus?Not complaining mind you, just curious. Link to comment Share on other sites More sharing options...
allanb Posted January 21, 2010 Share Posted January 21, 2010 There can certainly be some elements of the premium that don't get the reduction. On my premium notice they are identified by the label "GS" which is explained as "Garanties Services non soumises au bonus-malus" - and it tells me what they are. Perhaps you will find something similar in the tiny print. Link to comment Share on other sites More sharing options...
Chancer Posted January 21, 2010 Author Share Posted January 21, 2010 Thank you Allen. Link to comment Share on other sites More sharing options...
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