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Thanks for the prompt replies. We are profession liberale and our pension 'provider' is CIPAV (was CREA), so I don't think it's CRAM for us. The more you look the more complicated it is! Perhaps I should just take what is offered from the UK!
In fact we were just allocated to this provider in France 11 years ago and have been paying (heavily) ever since, presuming that it is a pension for a married couple that we will receive when my husband retires (at 65). They have sent us details of what we will be entitled to but obviously it isn't much - we hope to put everything together and survive like that!!
Any more thoughts on this would be welcome! Thanks again.
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