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french loans / mortgages


HannahJ

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Hi Everybody,

This is my first post, so please be gentle !

My husband and I are in the early stages of thinking of moving to France and we are planning to run holidays. We've been looking at mortgages and loans, but I'm a bit stuck on one bit...

Mortgages on the whole seem to be for residential properties, so we would have to find a specialised company if we needed a mortgage

If we need a mortgage or loan for the business, your repayments must be no more than a third of your income

Rental income from a business is not counted as income for the purpose of calculating a loan.

 

So if the rental income is our only income, are we stuffed in getting any kind of loan ?!?

Or have I got the wrong end of the stick (or indeed missed the whole bloomin tree..)

Thanks very much in advance !

H

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Hi there
I saw the posts on the forum about loans.........I want to move out to France next year to buy a property which already has main residence and a gite or two already established. I wont have a job.....except for the gites and that income. Anybody any suggestions on the availability of loans for this type of setup.

By the way.....my first post

Thanks in advance

Anne

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