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what are the advantages of a french assurance vie?


Blade

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My gran is in a home which she has sufficient funds to pay with. She also has an assurance vie but my mum is saying that this is a waste of money at this stage of her life and something else should be done with the money.

could someone help with some info on this?

thanks in advance.

 

 

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If she is a French tax payer then the interest rolls up tax free and she can withdraw 4600€ a year without taxes. Most importantly there are significant inheritance tax advantages.

What exactly is your mother suggesting that she do with the money that is better than an Assurance Vie? Almost everything else will pay less interest, Livret A, for example, falls to 2% soon.

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