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Closing a French bank account


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How do you force Credit Agricole to close an account?

We have twice now filled in all the forms to do it. We've cut up the cards and torn up the chequebooks and handed them in.

First time some six months ago, we had 250€ in the account, now thanks to mistakes on their part and charges we're 130€ overdrawn. Second time, we pointed out all the unauthorised withdrawals that led to the overdraft so we should be in the black with them.

Interestingly, the second time, we wanted the money out in cash. Refused - apparently you have to transfer the money to another account. What happens then if somebody is leaving France?

 

Arnold

 

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[quote]How do you force Credit Agricole to close an account? We have twice now filled in all the forms to do it. We've cut up the cards and torn up the chequebooks and handed them in. First time some six m...[/quote]

We have moved, transferred and closed a few times accounts over the years.

We reckon the best way is to pay a cheque (for all the money within it) from the account that you want closed, to another bank account. Then write a letter telling them to close the old account for whatever reason you reckon best.

On another occasion we simply withdrew in cash all but a few francs and again, wrote a letter to close the account.

Any other way of closing an account here, could end up costing you !

We were given this tip many moons ago by a retired bank manager.....and one from a bank that many on here dislike as well !! So if nothing else, their ex employees are pretty good

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Ah, but you weren't dealing with CA Sud Med Miki

Actually, I quite like CA up your way, or at least the Britline people.

Silly question, but is there a good bank in France? I quite like BNP but don't know if it's just the manager in our branch who knows what he's doing and maybe the other branches aren't any good.

Must toddle down and have another go at closing it.

 

 

Arnold

 

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On the other hand, when we moved from France to the UK we left our French account open with a small amount of  francs (this was a few years back) in it hoping to return one day. Sometime later, with no transactions taking place, Credit Agricole took it upon themselves without any warning to close our account. Funnily enough the fee for doing so was exactly what we had left in there!
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