CSG/CRDS

[Poppy]

Is there a percentage of CSG/CRDS which counts towards a French pension. Also are there any benefits at all accrued from paying these taxes.

Any info gratefully received.

Jan

[Ron Avery]

Jan

If you are not employed in France ie living on a UK pension or other income, you pay the CRDS,  I believe that it is 0.5% of your total taxed income, less some allowances.

CSG and PSCS is only levied against unearned income such as interest payments and gite rent, it is 8.2% and 2.3% of that income respectively.

You ask if there is any benefit in paying it?  Well yes it is for the good of the country you now live in and pays for the social services you enjoy when you are here, if you mean do you get a French pension, the answer as far as I know is No.

[Teamedup]

RA said it, you pay them to fund the services in France and there are no individual rights or allocations involved.

[Quillan]

I explained this some time back in the B&B forum (I think that is were I posted it) but basically.:

These are a set of tax's that everyone pays on basically everything to pay for the deficit in the health, pension and welfare system in France. It is classed as a temporary tax (ha ha) and is suppose to now finish in 2014. These are not contributions towards your personal health, pension and welfare entitlement in France. The problem is that the percentages keep going up and the period for which it will paid also keeps going up.

They are in fact three tax's, CSG (7.5%), CRDS (0.5%) and Prel. Soc. et Cont. Solidarité (2.15%). As they are taken individually in the order I have just given you they cannot just be added together (you can't say they total 10.15%) for your calculation.

Likewise you are taxed on any money coming in by nature of earnings and interest recieve. It is not applied to money going out, the person receiving the money has to pay it.

Rumour has it, and it is only a rumour, that it really will finish in 2014 because the EU has determined it is an illegal tax and given France till then to sort it out. Mind you like most things to do with France and the EU if it does not suit France they will ignore the EU ruling.

[Ron Avery]

Quillan

The percentages, I gave are from my AVIS for 2004 and the CSG and PScS are different to the figures you are quoting.  So these are either applied individually ie not fixed or your figures are out of date, do you know which?

 I have CSG at 8.2% CRDS at 0.5%  and PScS at 2.3%

 

[LesLauriers]

Ron's figures are current.

[Quillan]

[quote]Quillan The percentages, I gave are from my AVIS for 2004 and the CSG and PScS are different to the figures you are quoting. So these are either applied individually ie not fixed or your figures are...[/quote]

Sorry Ron yours are correct for 2004, mine are from 2003, I have yet to have the pleasure of my 2004 bill.

Once again sorry, but the rest of it is correct unles they have changed the date from 2014 again it should be about 1/3rd the way down on the inside right page.