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Costs on remortgaging


Nickndrachael

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We did this twice or three times, can't remember now. I seem to remember the notaires fees for sorting this out were several thousand french francs, which we always took into account before transferring and it was still worth our while to transfer our mortgages. Normally the new lender would let you know this information..... that has been our experience.

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Expect to pay a notary between 1200 - 1500 euros depending on the amount of the mortgage. The lender will also charge a hefty 'frais de dossier'. A broker will also charge if you use one and their fees are about 1%. Switching mortgages in France has yet to catch on as in the UK. You can see why! 
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Dear Nickndrachael ,

if you want to remortgage your existing loan/mortgage you have to make sure that after the notaire fees(based on your new mortgage amount which could include the 3 %penalties which have to be paid to the previous one ), the bank fees , and if the case brokerage fees you still save some money[:^)]In fact it's nearly always interesting to do it in the 3/4 first years if the difference between your present rate and new one is important, but after it is subject to the rate and the duration.

Good luck[;)]

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