Avis D'Impot/paying into CMU

[westland]

I would be grateful for any comments re the following.

Having been resident in France since July 2005 we completed tax forms in May this year as we thought would be expected of us - all income from both the UK and France declared from the date that we arrived ie six months income.  We will need to apply to continue in the French health system (CMU protection de base) and have our 8% calculated from mid-January 2007.

I am concerned that, according to what I have been told by the CPAM and instructions on the relevant application form, we need only to note our revenu fiscal de reference then sign the form.  However, this figure will surely then be inaccurate ie. not enough. 

I now wonder if we should have waited until we had been resident for a full tax year ie Jan-Dec 2006 before declaring ourselves tax resident in France.

The best option is probably to ignore providing our fiscal reference and fill in our revenue for the 1st Jan - 31st Dec of last year (which will be 1st Jan-31st Dec 2006 as we will be applying in Jan 2007) which presumably is what anyone would do if they hadn't a tax ref. this then will be more accurate.  Should this cause any cross reference problems? 

Thanks.

 

[Sunday Driver]

You should follow the instructions given by your CPAM and use your current RFR - that's all they require under the rules.  Why would you want to ignore the rules and offer to pay more than you're required to do? 

Of course, your 2008 CMU contributions will increase in line with your latest RFR....

PS:  you would have had no option to wait a year before declaring yourself tax resident.  You become tax resident the day you received the keys to your principal residence.

You've done everything right so far...[:)]

 

 

[westland]

[quote user="Sunday Driver"]

You should follow the instructions given by your CPAM and use your current RFR - that's all they require under the rules.  Why would you want to ignore the rules and offer to pay more than you're required to do? 

 

.

 

 

[/quote]

Yes, you're right, it's just how I am.  Thanks for the reassurance that things seem to be going OK with the admin. 

[LesLauriers]

This posting may be of interest to you, sorry but you will have to cut and paste the link.

http://www.completefrance.com/cs/forums/707962/ShowPost.aspx

[westland]

Thanks for the link Leslauriers. Reading the link, things sound a bit less straighforward.

 From the reply you gave to Chessfou, who's circumstances seem similar to ours except one year ahead, it would seem that we will use our RFR for 2005 (just received) and also have to declare income in the UK for the Jan-June 2005 before we came.  However, the form that we have been issued asks for a declaration of revenue for the previous year Jan-Dec only, which would in our case be for Jan-Dec 2006 if we submit it mid Jan 2007.  Does this mean that anyone who hasn't a RFR would only have to declare revenue for the one previous twelve month period? Thanks.

[BJSLIV]

You should follow the instructions given by your CPAM and use your current RFR - that's all they require under the rules.  Why would you want to ignore the rules and offer to pay more than you're required to do? 

If you apply in Jan 2007 the reference year is 1/2005 to 12/2005.

The form makes the assumption that the applicant has been resident for the whole year in France so it asks you for your income as calculated from your tax return. This doesn't really fit someone who arrives part way throught the year and has income (correctly) not reported on their income tax form. The extreme case would obviously be someone who arrived in December.

So you have alternative approaches. Give them what they asked for, or you can point out the details of your situation.

The choice is yours.

But as the administration isn't entirely staffed by idiots don't be surprised if they subsequently ask further questions.

[Benjamin]

I don't think that the French tax man is completely thick. He knows that first year declarations are likely to be on the low side because of moving over sometime during the previous year.

There is no easy way of assessing how to hypothetically add on any UK earnings to arrive at a global income for the year even if that was what the French system required. Just answer the question as asked and worry about how much next year's bill is going to be at a later stage. You are in danger of making a straightforward situation overly complicated.

Benjamin

[westland]

OK, thanks BJSLIV.  I guess it's just a case of speaking with the CPAM again before we have to complete the form.  I still am unsure why it asks only for "Les revenus de votre foyer du 1 janvier au 31 decembre de l'annee derniere", but I now have more information to think about and can ask them the relevant questions.

 

Just read the next post from Benjamin, think you could be right, better leave it alone for now and chill!

[Benjamin]

Westland

I am a worrier. Natural born and can't do anything about it although the longer I am permanently in France the easier it becomes.

You, however, make me look like a complete amateur.

Best of luck on your next visit to CPAM

Benjamin