Jump to content
Complete France Forum

Dommage Ouvrage?


Frank & Rosie

Recommended Posts

We are currently trying to arrange insurance on a stone barn we are in the process of buying. We have been told by the Notaire we need to have Dommage Ouvrage. What is this and does anyone know of a company that does it. Our French is very limited and so far three companies have told us they don't do it but we are still unsure of what it is. 
Link to comment
Share on other sites

L'assurance dommages-ouvrage.

It seems to be a kind of "buck stops here" insurance generally applied to building sites (no doubt including renovations).

If you do an Advanced Google (i.e. specify sites in English) for assurance dommages-ouvrage, there are not too many references and you should be able to find something to suit.

Link to comment
Share on other sites

it might appear to be a "buck stops here" insurance, but as with all insurance policies, if they can find a way to avoid paying out, they will. Our house was 3 years old when we bought it and the original owners took out dommages ouvrage when they had the house built. This ensures (allegedly) that any problems relating to the buiding of the house would be taken care of by the insurance company who would than seek recompense from the builder/artisan at fault. The builder and all artisans must guarantee their work for 10 years. After we bought  the house, we found a problem of water coming into the sous sol. The insurance company decided eventually that as there were no external drains built around the perimeter of the house, no worker was at fault. It was the fault of the owner for not having drains in the plans. It may have been a crap design by the house builders but that wasn't the insurance company's problem. So no payout or solution for us. We have to take care of it ourselves. Buyer beware...

Danny

Link to comment
Share on other sites

Archived

This topic is now archived and is closed to further replies.

×
×
  • Create New...