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Endorsement of cheques


allanb

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Does anyone know exactly what is the effect of endorsing a French cheque, or - conversely - the effect of not endorsing it?  I have tried but failed to find a real explanation by googling.

I have a reason for wanting to know: in a weak moment I volunteered to be the treasurer of a non-profit association which receives rather a lot of cheques in payment of subscriptions, and the bank insists that every one has to be endorsed before being deposited, i.e. marked with the account number and signed by somebody (me) on behalf of the association.   I can get a rubber stamp for the account number, but all those signatures are a pain in the wrist.

In particular, I don't understand why the bank insists on an endorsement when every cheque carries a statement that it is non-endorsable (ce chèque non endosssable, it says.)

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It seems to be necessary - it is part of the rules - I guess that it is to say that you accepting the payment (by this method).

We have a stamp with Tinas signature and account number on it, the bank provided it for free. Didn't provide a stamp pad, so we never use it!

TBH, we get very few cheques nowadays.

 

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