Cashing Andorrian Cheque

[Lollie]

Advice please!!

My 15yr old son has received an Andorrian cheque made out to him in Euros,   reimboursement of an insurance claim.  He does not have a bank account here in France, I asked them to refund our bank card , the way we paid for the insurance, but they said they only send out cheques,   Anyone else cashed a cheque like this??

A cautionary tale,   this was insurance taken out with a ski pass, we never thought that if we needed to use the insurance it would be paid out on a foreign cheque to a child!!  So dont take out ski pass insurance in Andorra, its too much hassle and will probably turn out expensive! Use a company where you are resident.

 

Lollie

 

 

[allanb]

Have you asked whether your son could cash the cheque in your French bank?  There might be a waiting period.

Otherwise, if the cheque can be endorsed, and if your son can legally do so at the age of 15, you could deposit the endorsed cheque in your own French account (which I assume is in euros).

In either case there would be no exchange cost, but there would probably be a fee because it is a foreign cheque.

I can't think of anything better, unless you have a friend with an account in Andorra.  But I presume that if you had, you would already have thought of that.

[Lollie]

Credit Agricole, my bank, charge 23€ plus % commision, the cheque after the insurance co took their excess is for 60€,  I may ask Barclays, as he has a bank account still open in the UK.  Just wondered if there was an alternative.   Will put it down to a lesson learnt.  Will keep my insurance in-house, so to speak from now on.

That tiny bit of land between France and Spain, is not even part of the EU, you should have seen the price of the mobile phone charges, classed outside of EU, we had not even crossed the border before the signal changed!!   Will certainly be a consideration in future for ski hols. 

Thanks anyway,

Lollie

[Anton Redman]

What it the name of the bank which issued the cheque ? Andorra unlike say Lichenstein does not seem the sort of regieme to supports its own Banking Inspectorate . You might find it is either a French or Spannish bank who in turn might be worth talking to at a French local branch.

[Lollie]

Crèdit Andorrà, surprisingly!!  will research, but all banks like to make money I guess.

[Kernow]

Hi,

My wife and I recently paid an Italian Euro cheque into our Barclays France bank account at a cost of 18 Euro. Not cheap I know!