Barbel Bob Posted June 5, 2008 Share Posted June 5, 2008 Hi,I was reading my bank statement today and noticed two direct debits that went out last month and this month too..........I havent got a clue what they are for....can anyone help??? 1st - PRVL COTIS CSCA EQUILIBRE ECFDI - I receive family allowance and think this may be taxes on this?2nd - PRLV DOSSIER FAMILIALAny help appreciatedJulie Link to comment Share on other sites More sharing options...
Clair Posted June 5, 2008 Share Posted June 5, 2008 They could be bank account monthly or bank card annual fees.Equilibre sounds like a Crédit Agricole account. Which bank are you with? Have you checked their charges? Link to comment Share on other sites More sharing options...
Barbel Bob Posted June 5, 2008 Author Share Posted June 5, 2008 Hi clair,I am with Credit Agricole do they charge you a monthly fee for something?Cant think back to when i opened the account only fee i remember was for having a 2nd debit card and i thought this was a one off???Julie Link to comment Share on other sites More sharing options...
Clair Posted June 5, 2008 Share Posted June 5, 2008 The fees vary depending which CA region you are in and without knowing which CA you're with or your location in your profile, I cannot answer more specifically.With my CA bank (CANMP), an Equilibre account costs €5 per month.The annual card fee varies according to which card is ordered and if two bank cards are requested, the annual fee for the cheapest card ordered is halved. Link to comment Share on other sites More sharing options...
Barbel Bob Posted June 5, 2008 Author Share Posted June 5, 2008 Clair i am in dept 24, what benefits do you get for having an Equilbre account? I thought we just opened a normal current account, i have the paper work somewhere!!! Ill see if i can find it.Julie Link to comment Share on other sites More sharing options...
Clair Posted June 5, 2008 Share Posted June 5, 2008 Crédit Agricole AquitaineIf you have a "package" account (compte-service), you usually have accees to an agreed overdraft, some form of insurance against the loss of your bank cards, and it would appear you also have a 3-month-FOC subscription to their very own magazine called "Dossier Familial", which"vous informe sur votre vie quotidienne (impôts, logement, famille, santé."See here: http://www.ca-aquitaine.fr/particuliers/services-essentiels/Compte-Service-Particuliers.html Link to comment Share on other sites More sharing options...
moonraker Posted June 5, 2008 Share Posted June 5, 2008 PRLV DOSSIER FAMILIAL is payment for Credit Agricole's magazine. Link to comment Share on other sites More sharing options...
Barbel Bob Posted June 5, 2008 Author Share Posted June 5, 2008 Clair,Thanks you have as usual been a great help!I will call into the bank to sort it out, i did not even relate any of these DD to the bank! I have checked and they have been going out for 8mths, i will have to pay more attention in future [:)]Julie Link to comment Share on other sites More sharing options...
Clair Posted June 5, 2008 Share Posted June 5, 2008 thank you for updating your profile with your location [:D] Link to comment Share on other sites More sharing options...
Danny Posted June 5, 2008 Share Posted June 5, 2008 JulieWe also have an account with CA (NMP - like Clair) The first charge is the monthly account charge. Have a look on your terms and conditions and tarifs leaflet for more info and what you get for having this account. The second charge is for the useless magazine which you will have signed up to when you opened your account. You should have received letters to enable you to cancel itAsk at the bank if you want more infoDannyEDIT I see I have been beaten to it... Link to comment Share on other sites More sharing options...
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