Chancer Posted October 8, 2008 Share Posted October 8, 2008 ErnieWhat I meant was, printed or otherwise was the 1.318 the mathematical result of dividing the amount that you withdrew in Euros by the amount that you were debited in pounds? Link to comment Share on other sites More sharing options...
AnOther Posted October 8, 2008 Author Share Posted October 8, 2008 Yes.Seems I timed it right for once as the rate has dropped back to 1.26 ish [;-)] Link to comment Share on other sites More sharing options...
sueyh Posted October 10, 2008 Share Posted October 10, 2008 And now its dropped to 1.24 this morning. But we actually got 1.28 on Sunday - so Ernie "Didn't you do well"!! It is nice to see someone do okay out of a bank. Where is that machine....?Bon chance everyone. Link to comment Share on other sites More sharing options...
Chancer Posted October 10, 2008 Share Posted October 10, 2008 To add another variable to the mix:A couple of years ago I was debited for 3 withdrawals of €400 taken from my usual bank, each on the same day. it was a few weeks later that I discovered it and being disorganised I could not be sure that I had kept hold of all the ATM receipts.I did find one receipt for the day before which fitted in with my usual spending pattern based on the preceeding and following withdrawals, I thought long and hard and deduced that A: the machine would only have let me one of these withdrawals that day and B: if they were in reality on different dates I could not recall any reason why my need for money would have changed that drastically. As I had already challenged and been refunded on another occasion when a much larger sum was debited than I had withdrawn (I had the receipt that time) I started the dispute process off once again.Some while after I realised that I had made withdrawals on 3 consecutive days to pay my taxes foncieres but well before the withdrawal date that was shown on my statement, I am sorry to say that the chancer side of my character decided to let things run with the very tenuous excuse that it took them 9 months and many many visits from me to resolve the last problem, interestingly when they did so they actually managed to go back in time and alter the original debit, thus meaning that I didnt lose out on the minimal interest paid but as they neglected to inform me I had no way of knowing.I digress, after once more a wait of several months I recieved a letter explaining that the French bank had waited for some time before requesting payment, it went on to explain which days the withdrawals were made, that I had selected French as the language and he hoped that it would jog my memory [:)]So it would appear that whilst the transaction is flagged immediately and the on-line "available balance" is reduced by the requisite amount based on that days currency rate what you will finally be debited depends when the actual reconciliation is made. Link to comment Share on other sites More sharing options...
Benjamin Posted October 13, 2008 Share Posted October 13, 2008 ErnieDid it actually go through at 1.318? Link to comment Share on other sites More sharing options...
AnOther Posted October 13, 2008 Author Share Posted October 13, 2008 All I can say is that it's still showing @ £288..38 as it was on the 6th when I made that particular withdrawl [:D] Link to comment Share on other sites More sharing options...
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