Notaires fees

[Pads]

Im in the middle of bying a barn and land next to my house ... Im trying to remember for the compromis de vente ...  what percentage of the price do I lay as a deposit and what percentage do i give the notaire for his fee's

I thinking 10% and 7% for the notaire is that right ?

Also what do I need to take with me other than my birth and wedding certificate ?

Its being brought in both mine and my husbands names .. but just me going ... is this going to cause problems ... last time we both went .. but he cant make it

 

Many thanks for any advice  

[Sunday Driver]

10% deposit is normal but can be varied if the seller agrees.  Best ask the notaire.

Notaire's fees are payable at the time of signing the final Acte, not the compromis.

No need for the birth and wedding certificates.

The compromis will need to be signed by both of you so if your husband can't make it (I assume you're coming over from UK) then you'll have to take it back with you, get him to sign it, then post it back to the notaire.

 

 

 

[Pads]

Thanks Sunday Driver

but when I do pay the notaire its about 7% ?

He has asked me via email to bring my wedding/bith certificates. We also had to show them at the sale of our house ...

Im in the UK but hubby is working in the States so even that isnt possible , can I not sign on behave of him ... or would it be easier to just buy it in my name ? 

[Sunday Driver]

You can work out the notaire's fees and taxes using this handy [url=http://www.anil.org/fr/outils-de-calcul/frais-de-notaire/index.html]calculator[/url].

No problem with your husband working away in the US.  After you've signed, the notaire will post the compromis to him for signature.  It's really no big deal.....

 

[parsnips]

[quote user="Pads"]

Im in the middle of bying a barn and land next to my house ... Im trying to remember for the compromis de vente ...  what percentage of the price do I lay as a deposit and what percentage do i give the notaire for his fee's

I thinking 10% and 7% for the notaire is that right ?

Also what do I need to take with me other than my birth and wedding certificate ?

Its being brought in both mine and my husbands names .. but just me going ... is this going to cause problems ... last time we both went .. but he cant make it

 

Many thanks for any advice  

[/quote]

Hi,

    The notaire takes a "provision" of between about 7% and 10% (a larger %, the lower the price of the property)to cover all the taxes and fees payable to local and central government, and also his fees.

 When all the formalities are complete (usually some months after the signature of the "Acte de Vente", he will send a "compte définitif" showing a detailed account of all payments made (including his fee--which is quite a small part), and almost always including a refund of some of the "provision" which is usually slightly over-estimated.

[Pads]

Yes I remember that from when we brought the house .. just couldnt rememeber, how much the % was ..

 

Complete change of tact... I really dont want to exchange money at the mo... would I be able to get a morgage in south Ireland in euros as I live in england ... any one any thoughts on this ?

[Pickles]

[quote user="Pads"]Complete change of tact... I really dont want to exchange money at the mo... would I be able to get a morgage in south Ireland in euros as I live in england ... any one any thoughts on this ?[/quote]

If you have an existing relationship with an Irish bank, then they may be willing to lend you money. If they don't know you from Adam, you'd probably have to jump through some hoops to establish who you are, that you can pay etc etc.

It would probably be easier to talk to your English bank about having a Euro mortgage; they (Euro mortgages) are not unusual. Do you have a income in Euros to pay the mortgage? Or are you intending to use GBP income, hoping that the current low rate of exchange will improve?

Regards

Pickles