Kenny Posted January 26, 2009 Share Posted January 26, 2009 I am starting a job on a camp-site in the Loire valley in March. Thiswill last for just over 6 months and I will be employed on a Frenchemployment contract. My wife and all the household bills will remain inthe UK.I have been looking at various websites regarding healthcare, tax and banking in particular and am now completely bemused bythe whole thing. Can anyone help me with some basic information. Forinstance, am I better opening a French bank account and then using anexchange broker to transfer regular funds back to my UK bank account?Or should I get my money paid into my UK bank account (Abbey) and thenuse my debit card to make cash withdrawals as and when I need to?Iunderstand deductions will be made from my salary for socialcontributions. Does this also include health care? Do I still need theEHIC health card or is this just for holiday cover? When do I pay the tax man?Any information to clarify this and any other help would be gratefully received.[8-)] Link to comment Share on other sites More sharing options...
Dog Posted January 26, 2009 Share Posted January 26, 2009 [quote user="Kenny"]I am starting a job on a camp-site in the Loire valley in March. This will last for just over 6 months and I will be employed on a French employment contract. My wife and all the household bills will remain in the UK.I have been looking at various websites regarding health care, tax and banking in particular and am now completely bemused by the whole thing. Can anyone help me with some basic information. For instance, am I better opening a French bank account and then using an exchange broker to transfer regular funds back to my UK bank account? Or should I get my money paid into my UK bank account (Abbey) and then use my debit card to make cash withdrawals as and when I need to?I understand deductions will be made from my salary for social contributions. Does this also include health care? Do I still need the EHIC health card or is this just for holiday cover? When do I pay the tax man?Any information to clarify this and any other help would be gratefully received. [8-)] [/quote] Why don't you ask your employer? Link to comment Share on other sites More sharing options...
NormanH Posted January 27, 2009 Share Posted January 27, 2009 [quote user="Kenny"]I am starting a job on a camp-site in the Loire valley in March. Thiswill last for just over 6 months and I will be employed on a Frenchemployment contract. My wife and all the household bills will remain inthe UK.I have been looking at various websites regarding healthcare, tax and banking in particular and am now completely bemused bythe whole thing. Can anyone help me with some basic information. Forinstance, am I better opening a French bank account and then using anexchange broker to transfer regular funds back to my UK bank account?Or should I get my money paid into my UK bank account (Abbey) and thenuse my debit card to make cash withdrawals as and when I need to?Iunderstand deductions will be made from my salary for socialcontributions. Does this also include health care? Do I still need theEHIC health card or is this just for holiday cover? When do I pay the tax man?Any information to clarify this and any other help would be gratefully received.[8-)] [/quote]While you are working you should probably be covered by the appropriateE form, possibly a E106 but others will know this better than I do butnot by a EHICAfter 6 months you could get unemployment benefit in France, and probably will have paid enough social security contributions to be in the French system for health care, but not during the period when you will be working, because at that time you won't have paid enough into the systemI presume you are working for a French employer, in which case your salary will be paid into a French account (but it could be a French Post office one) Your social security contributions will be deducted directly by your employer, but tax (if any) would be paid in 2010. Link to comment Share on other sites More sharing options...
Will Posted January 27, 2009 Share Posted January 27, 2009 As you will be working in France, under a French contract, then you will be taxable in, and pay health/social security contributions in, France. You will get a French social security number which will entitle you to French health benefits - i.e. around 70% of medical costs will be refunded. You may like to take out a top-up insurance to cover the rest. I doubt that your employer would provide that. E forms do not enter into the equation. You, and your employer, make these contributions from each pay packet.Tax for French employees is not collected under pay as you earn, so you should declare it and pay tax on it in 2010. As you will probably no longer be resident in France when the time comes to declare, you should, I think, strictly speaking, declare it in UK as foreign income in the 2008/2009 and 2009/2010 tax years, on self-assessment forms. But if you 'forgot' it would probably not be noticed.You will need a French bank account - it will be much simpler that way. Link to comment Share on other sites More sharing options...
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