Stan Streason Posted February 4, 2009 Share Posted February 4, 2009 Am completing my purchase in 2 weeks and need house insurance. My french is not good enough to go into legal documents so I have 2 quotes where they provide english policy documents.Intasure (a UK firm specialising in second homes) and CA Britline.Intasure is about £40 more expensive but covers insurance like in England (accidental damage etc) wheras CA Britline is a French policy translated into English.My gut feel was that Intasure was more inclusive wheras the French policy went into much more detail - room sizes etc.I am sure that there are some good and bad individual experiences with both of these companies out there but your gut feel please. An insurance policy under english law and practice or under French?Thanks in advance Link to comment Share on other sites More sharing options...
baypond Posted February 4, 2009 Share Posted February 4, 2009 Would a UK company recognise 'catastrophe naturelle' as we have just had declared in many depts and pay out for the extra peripherals? Link to comment Share on other sites More sharing options...
cooperlola Posted February 4, 2009 Share Posted February 4, 2009 My gut feeling (and it is just that - no logical reason to speak of) is to stick with a French company, and Baypond has a point. If language is a problem I can recommend Nick Chubb at Asttral, should you want more quotes.http://www.asttral.com/ Link to comment Share on other sites More sharing options...
NormanH Posted February 4, 2009 Share Posted February 4, 2009 Make sure that an English policy covers you for "l'assurance de responsabilité civile" in France Link to comment Share on other sites More sharing options...
Dog Posted February 4, 2009 Share Posted February 4, 2009 There are lots of English speaking insurance brokers. Speak to one. Link to comment Share on other sites More sharing options...
Chancer Posted February 4, 2009 Share Posted February 4, 2009 Most French policies have world-wide responsabilté civile cover.My gut feeling is that you would be less likely to have to jump through hoops justifying a claim to an English company and you would also have some recourse if unsatisfied.My property insurances are with French companies but I have just swopped motor insurance to a Dutch company Ineas, they are like a breath of fresh air. Link to comment Share on other sites More sharing options...
PaulT Posted February 6, 2009 Share Posted February 6, 2009 This year we insured with Hiscox (UK) having previously been insured via a French broker.Did look at Intasure but there seemed to be all sorts of 'get out' clauses.You can view both of their policies on line and they do seem to cover what is required in France.If the pound v euro had still been strong then the French policy would have been cheaper but with the way things are it was much dearer.Paul Link to comment Share on other sites More sharing options...
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