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Have you been shocked by the increase in price of your mutuelle?


menthe

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ALBF, I have looked at the prices of cars and, as you say, secondhand ones have increased astronomically.

For the moment therefore, we are managing on just the one car.  Still getting used to not having my own set of wheels but I refuse to pay the prices asked.

It's not as bad as all that.  The unstopping rain has put paid to most outings and, as you say, food shopping is no great pleasure either so using the car has become a rare occurrence.

To be fair, I don't think it's just France.  All of Europe seems to be having economic problems and no government seems to be managing the rapid decline.

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7 minutes ago, DaveLister said:

My mutuelle has gone up by 15%. Not sure whether or not that's average.

DL, I haven't worked out the percentage because that will be truly horrifying.  It's gone up by hundreds of euros anyway.

Over two and a half times of what you pay, ALBF, but you are a young man so it's not a proper comparison.

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4 hours ago, DaveLister said:

My mutuelle has gone up by 15%. Not sure whether or not that's average.

I heard that quoted as the average on a news item .. got the prices now,  more than I was paying for top cover, on th much lower package .. still deciding what to do!

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150€ pcm for two people. Basic cover.  Not seen our increase yet. 

I see that house insurance cover will be rising due to the increased number of climate induced events. Even if your area is not touched,  all premiums will go up.  Otherwise (if its not the case already) anyone in an ancient flood plane will not be able to afford cover.

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1 hour ago, Lehaut said:

I see that house insurance cover will be rising due to the increased number of climate induced events. Even if your area is not touched,  all premiums will go up.  Otherwise (if its not the case already) anyone in an ancient flood plane will not be able to afford cover.

Never ever buy a house in France near water.

And as a precaution, buy a house that is on a hill. Or an apartment. But not on the ground floor.

That aside, gas is going up next year in France because there are less and less gas customers. But the infrastructure still needs to be maintained. That will fall on those who are still using gas.

Price of wood has gone through the roof. 45 euros a sterre a couple of years back and now 80 + euros.

France is economically imploding.

 

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22 hours ago, alittlebitfrench said:

and as a precaution, buy a house that is on a hill. Or an apartment. But not on the ground floor

We are 100 m from the Loire, but on the 5th floor, so should be ok😁. On the other hand the car is parked in the garage at level -2!  There are pumps installed that run quite often pumping the nap water out of the sumps.  The lift area at -2 in our block used to flood until I foamed up a form hole in the wall.

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22 hours ago, ko12x2 said:

For my wife and I it is 'only' +12%, but for our son (37, same mutuelle) it is +15.75%.

That is sort of "contrary" because in my experience and with our previous mutuelle, the premiums went up quite a bit every time we passed another milestone decade.  By that measure, your son should not be getting a larger percentage increase.

You know, at this rate, the mutuelle will be costing us a very large proportion of our total pensions....yikes!

 

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  • 4 weeks later...

Surprised by the spike in your mutuelle price? While unrelated, "The Complete Gods and Goddesses of Ancient Egypt" by Richard H. Wilkinson adds historical depth. Like ancient traders navigating markets, reassess your mutuelle costs, ensuring a modern approach to managing expenses with the timeless spirit of financial prudence.

 
 
 
Edited by eugenephilip572
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1 hour ago, eugenephilip572 said:

Surprised by the spike in your mutuelle price? While unrelated, "The Complete Gods and Goddesses of Ancient Egypt" by Richard H. Wilkinson adds historical depth. Like ancient traders navigating markets, reassess your mutuelle costs, ensuring a modern approach to managing expenses with the timeless spirit of financial prudence.

This has got to be the best word salad I've seen from a bot yet. I'm tempted to leave it up just for the comedic value.

  • Haha 4
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Back on topic:)

Mine went up by 16% but as I changed last year to the one offered by the town who can negotiate a better price the monthly cost is still lower than it was with the old one.

In figures the old one was 240€ a month before any increase, and the  town one AFTER  this year's rise is 150€

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That is a substantial reduction, Norman.

We too have a mutuelle negotiated by our commune.  We are guaranteed 30% below the "normal" price every year. 

At the moment we have 150% for hospital stays including specialists' fees and 100% for everything else.  I suppose, if push comes to shove, I will opt for 100% for everything.

I opted to pay more the last few years because I knew I had a few planned operations.  Certainly anaesthetists' fees have gone up considerably, more than double. 

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