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CA bank - which account headache??


Aidie

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I had some euros in a DAT Booste 3-month account, which is ending soon. I also have other money that I soon will transfer to CA from overseas.

But what would be my best options to place this Booste (7,000 euros) amount, and indeed other future transfers (the latter presumably first to DAT Booste 3-month, then into other accounts)?

At present I have:

Livre A @ 1.75%

DAT Booste @ 4.30%

Other account options I've been offered:

DAT 5-year term account @ 2.7663%

PEL @ 2.50

Other factors:

1. A little worried to tie money up overlong until sure of the euros survival, but...

2. Otherwise it's fine to tie it in for up to 5 years

3. I won't need a mortgage (a plus for PEL, I believe)

Can anyone advise of pros and cons of the above. All input much appreciated.

Aidie

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I am not going to advise which way to go, this is only to say, that I had a 5-yr (I think - anyhow several years) DAT.  I needed the money, so I closed it.  Loss of interest (obviously) but as far as I am aware no other penalties. Best to check first (of course in case the rules have changed) but it just so you know that it is not irredeemable if you do want to pull out if needed.

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