Payment limit for Credit Agricole card

[Carron Khalifah]

Hello all

Planning a trip in April to do renovation and have about 4000 € of purchases required at Mr Bricolage. However having just checked re payment limits it looks like there is a really low monthly payment total for the basic ÇA Mastercard.

Is this correct and if so how does anyone make large purchases at DIY stores?  Will they take a cheque? I believe they don’t deliver so I can’t order in advance and do a bank transfer.

Any clarity gratefully received!

Carron

[Le martin-pêcheur]

Hi,

Either go and see the bank, or they will do it via e-mail (secure messaging) (we did this). Explain the situation, and they will increase your monthly payment allowance.................of course they will charge you for this - in our case in 2019 it was 11€ to have our limit increased for a period of 12 months. Or they may offer you a card with greater spending limits - that will cost a few euros too. Oh, how I miss free banking in UK - been here 18 years ?

Hope that helps,

Tony

[Carron Khalifah]

Thanks Tony

We’re based in UK so I’ll phone their English speaking helpline next week. It just seems crazy how everything is made so difficult, both from the banking and DIY stores.

Carron

[anotherbanana]

Thats France; you have to know which buttons to press and how to find them.

[NormanH]

https://www.boursorama-banque.com/

offers much cheaper banking than most but is all online.

[Lehaut]

We are in the process of migrating from ING (now they are pulling out of France) to Boursorama, seems straightforward and is working well so far.