ATM Charges from CA

[CeeJay]

Checking out my bank statement from CA and noticed quite a few debit payments for 1€ which seemed to be ATM charges. Upon checking with the bank it seems that CA allow only 4 withdrawls from other bank's ATM's per month, thereafter each withdrawl is charged at 1€, irrespective if the host bank itself charges or not.

This I did not see in the small print!!!

[NormanH]

Another point to Chancer in his critique of French bank cards.

I believe this was introduced fairly recently, as I remember using the many ATMs sprinkled round our town indiscriminately at one time, but now there  something in the back of my head that tells me to be careful, so I must have read it at some point.

[suein56]

[quote user="CeeJay"]... it seems that CA allow only 4 withdrawls from other bank's ATM's per month, thereafter each withdrawl is charged at 1€, [/quote]

I believe it is the same with Banque Populaire.

Sue

[idun]

 I'm pretty sure that years ago, I would have been charged or they kept threatening to do just that. As we have always paid far too much for our french cards, I would have objected to them getting more money out of us.

In consequence, I usually get money from my own bank's cash machine.

[Gardengirl]

The CA card we have only entitles us to take money from our branch's machine! Suits us really.

[sid]

I've got the list of charges for 2013 for CA Britline customers; the charge for withdrawing from a non-CA ATM is 0.80€ as from the 6th withdrawal of the month.

Britline customers don't have a local branch as it's an online service but they can use any CA machine.

[John Brown]

Useful to know with CA is, if your card does not work in the ATM the Bank there will issue you with a card, which the ATM keeps when you use it, to draw cash. They didn't ask for ID ? and it was not my normal bank but did check the account had enough money in it before handing over the single use card.

Due to a misunderstanding I was given a card for 400 euro when I was actually asking to withdraw 40 euro so it appears to be quite flexible

John

[Clair]

[quote user="CeeJay"]Checking out my bank statement from CA and noticed quite a few debit payments for 1€ which seemed to be ATM charges. Upon checking with the bank it seems that CA allow only 4 withdrawls from other bank's ATM's per month, thereafter each withdrawl is charged at 1€, irrespective if the host bank itself charges or not.

This I did not see in the small print!!![/quote]

I've always had it in mind to only use CA for cash withdrawals, for the same reason.

Having checked the 2013 T&C I have just received, I see that I can use my CA Mastercard to withdraw from any ATM in any bank without being charged, but I would get charged 1€ if I used a "Autre Carte" (which is a basic bank card.)