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We have been in France for two years.  This year we asked our insurance company if we could change our policy to cover our successful riding holidays and bits and pieces on the farm.  They happily came and looked and said they would change the policy.  We haven't received any paper work or billing after five months.  We have phoned and been into the office and they keep assuring us that we are covered but they are busy at the moment.  This is all very well but we worry about the what ifs.  What does anyone advise we do?

Thanks Louise

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