hakunamatata Posted August 1, 2009 Share Posted August 1, 2009 We would love to return to Africa for another holiday and when we lived in UK we were insured with Saga who were excellent but who cannot cover us over here. They gave full cover for all OH's existing illnesses i.e. diabetes, heart problems etc. His illnesses are the stumbling block because most companies dont even want to quote a higher premium they just do not want to know. Has anyone out there the same problem with travel insurance and are there any solutions - I dont really want to go on my own and we dont mind paying more for OH if only there was a company who would be prepared to quote. Link to comment Share on other sites More sharing options...
Aitch Posted August 10, 2009 Share Posted August 10, 2009 After my heart attack I was given a load of information from the hospital, especially regarding travel insurance and those companies that were prepared to consider people with heart/ health associated problems. My scanner is not working at the moment so I cannot upload, but if you send me a pm with contact details I can photocopy and send them to you if you are interested. Incidently I have been to our house a few times since the heart attack and the last time when I went on the bike I used SAGA. Not the cheapest, but at least cover and peace of mind.Aitch Link to comment Share on other sites More sharing options...
hakunamatata Posted August 10, 2009 Author Share Posted August 10, 2009 Hello Aitch, we used Saga also when we lived in the UK but sadly they will not cover you if you are resident in France, which we are. I think I have found a company now but thank you for your help. Link to comment Share on other sites More sharing options...
LesWeb Posted August 14, 2009 Share Posted August 14, 2009 We have been in the same position a couple of times.For a trip to Tunisia in 2006, we used www.worldwideinsure.com and, if I remember correctly, had to ring them to give details of pre-existing medical conditions.This summer we went to Canada, and found the most competitive rate through www.jsinsurance.co.uk. Again we had to answer a medical screening questionnaire over the phone and paid a small additional premium to cover pre-existing conditions. We were very impressed by the efficiency of their service.Fortunately, in neither case did we have to make a claim.Hope this helps you find a suitable policy - and that you have a good holiday! Link to comment Share on other sites More sharing options...
La Guerriere Posted August 14, 2009 Share Posted August 14, 2009 Tried Halifax (usual disclaimer) ? Link to comment Share on other sites More sharing options...
hakunamatata Posted August 14, 2009 Author Share Posted August 14, 2009 So it is possible but we will probably not go now until next year, at least we know we can go. THANK YOU everybody for all your suggestions, if we get to Kenya we will raise a glass to everyone on the forum Link to comment Share on other sites More sharing options...
MrCanary Posted August 19, 2009 Share Posted August 19, 2009 Saga? No thank you!Mention the common male over 50's condition of prostate cancer and they treat you like a leper!So I told them good-bye and went to Norwich Union who were excellent, sympathetic and very reasonably priced. Link to comment Share on other sites More sharing options...
babcock Posted August 19, 2009 Share Posted August 19, 2009 Why not go to a French company? After the UK companies started charging for a health check and the extra cover cost more than the insurance we changed. www.acs-ami.com didn't even question our health. Link to comment Share on other sites More sharing options...
val douest Posted August 20, 2009 Share Posted August 20, 2009 I'm afraid it wouldn't be any good for us as the terms and restrictions (in English, in the Globe Partner PDF which you can download from the site) specifically exclude any medical problem arising from pre-existing conditions. The premiums look very competitive for anyone who doesn't have to worry about that, though.Val Link to comment Share on other sites More sharing options...
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