RC diverses agricole Insurance question

[JohnRoss]

Just had our annual bill for insurance from Groupama on the property and cars. They list the various things covered but I have noticed something new called "RC Diverses Agricoles" 45.49 Euros. Anybody know what this is cover for, we are not doing any farming here!...........JR

PS Might be something to do with the letter I refer to in this post http://www.completefrance.com/cs/forums/1/2370195/ShowPost.aspx#2370195

[cooperlola]

I've had a very quick look at their site, and the only clues I can find are here:

Vous êtes aussi assuré pour d’autres activités, plus particulières, par exemple si :

• vous entreposez du matériel ou d'animaux appartenant à un voisin,

• vous stockez des récoltes ou des productions ne vous appartenant pas

• vous vendez vos produits directement sur votre exploitation, sur les foires ou les marchés,

• vous transformez vos productions sur l’exploitation,

• vous exploitez un gîte rural, une ferme auberge, un équipement sportif, plan d’eau,

• vous êtes loueur de chevaux…

Quels que soient votre situation et les risques éventuels, Groupama vous propose des garanties spécialement conçues pour vous accompagner si votre responsabilité civile professionnelle venait à être mise en jeu.

Thus, it's not just farming, but other related activities, as far as I can see.  Anything on that list that you do?

[JohnRoss]

Ok and thanks for the info. A Frengly translation gives:

You are storing equipment or animals belonging to a neighbor, you are storing crops or products you do not own you sell your products directly on your farm, at fairs or markets, you transform your productions on the farm, you operate a cottage, a farmhouse, sports equipment, water level, you hire horses. Whatever your situation and possible risks, Groupama offers guarantees designed to help you if your professional liability were to be put in.

We don't do any of that guv. Another complicated phone call methinks!...................JR