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Deauville

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I initially posted this in 'Motoring' and couldn't work out why no-one had responded after 3 days- Thanks Bob T. Can someone please explain the intricacies of French M/C insurance as it relates to theft/total loss claims as I'm confused by the format of quotes that I found on t'net, coupled with the fact that my local Groupama agent stated that in France the value of bikes is regarded as 'minimale' Is there a French equivalent of Glass' Guide so that I can get an idea of its market value over here? (I'm sure at least three of you will give me all the info I need - better than a reference library!)
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Thanks SD - I wasn't far off on the value. I don't understand the 'franchise' ammount stated on quotes that I'm getting, is it simply the excess that they charge on total loss or is that worked out on a percentage basis e.g. on Groupama quote it states 4,90 PRVP soit:698€ for incendie,Dommages collision,Dommages tous accidents. This is the same on two separate quotes - one for 872€ the other for 1366€ - the agent dismissed the latter when I told her the value (3500€)
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The franchise amount is the excess - not sure what 4,90 PRVP means. 

There's often an additional excess which applies to other riders, although my insurer said that if it was a friend wanting to ride my bike, I should just ring them for clearance and the excess wouldn't apply.

 

 

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