Deauville Posted April 12, 2007 Share Posted April 12, 2007 I initially posted this in 'Motoring' and couldn't work out why no-one had responded after 3 days- Thanks Bob T. Can someone please explain the intricacies of French M/C insurance as it relates to theft/total loss claims as I'm confused by the format of quotes that I found on t'net, coupled with the fact that my local Groupama agent stated that in France the value of bikes is regarded as 'minimale' Is there a French equivalent of Glass' Guide so that I can get an idea of its market value over here? (I'm sure at least three of you will give me all the info I need - better than a reference library!) Link to comment Share on other sites More sharing options...
Sunday Driver Posted April 13, 2007 Share Posted April 13, 2007 [url=http://www.argusauto.com/cote/cote_argus/]Argus[/url] is the French equivalent of Glass's Guide.Here's another useful [url=http://www.lacentrale.fr/cote_inter.php]website[/url] which explains how it all works and lets you input your bike details for an online valuation. Link to comment Share on other sites More sharing options...
Bugsy Posted April 13, 2007 Share Posted April 13, 2007 Good site Dave, says my Triumph is still worth 6,030.00 €'s. Link to comment Share on other sites More sharing options...
Nomad Posted April 13, 2007 Share Posted April 13, 2007 says my triumph is worth 14,000 euros bit cheap Link to comment Share on other sites More sharing options...
Deauville Posted April 13, 2007 Author Share Posted April 13, 2007 Thanks SD - I wasn't far off on the value. I don't understand the 'franchise' ammount stated on quotes that I'm getting, is it simply the excess that they charge on total loss or is that worked out on a percentage basis e.g. on Groupama quote it states 4,90 PRVP soit:698€ for incendie,Dommages collision,Dommages tous accidents. This is the same on two separate quotes - one for 872€ the other for 1366€ - the agent dismissed the latter when I told her the value (3500€) Link to comment Share on other sites More sharing options...
Sunday Driver Posted April 14, 2007 Share Posted April 14, 2007 The franchise amount is the excess - not sure what 4,90 PRVP means. There's often an additional excess which applies to other riders, although my insurer said that if it was a friend wanting to ride my bike, I should just ring them for clearance and the excess wouldn't apply. Link to comment Share on other sites More sharing options...
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