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Property flooded in France


Wellied

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Hi new to the forum

Hope someone can help we own a house in France that flooded 8 yrs ago it's been in the hands of the court for all this time we had a small loan with indemnity now our case has finshed and the court have given us back our house and it will be our main residence can the bank still come after us for the loan and are we still on the banque de France or is it cleared after a set time as we would like to fix the problem and move back in

Many thanks
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All bank "incidents" from being in debt to the bank in any way,shape or form are recorded with the Banque de France automatically and are left on record until the bank in question who raised the matter deems the affair is finished and will then cancel the incident but you personally must enquire as to whether it has been lifted or not and if now OK, ask the bank to do so. Any outstanding loan is just that, outstanding so yes, if you owe money you must pay up but I suggest you arrange a meeting with your bank and discuss the matter face to face to get it settled once and for all, it is in both yours and their interest to do so immediately!
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