channel islanders and health benefits?

[Katiestockwell]

My husband and i are looking to move to france in the next 6 months. We are unsure how we would fit in to the french medical system as the channel islands are not classed as the EU. My husband is 61 and retired. Any information would be appreciated?
Thanks Kate

[Owen]

Hello Kate,

Your choices are limited here. Initially you will have to have private insurance. As you are not EU citizens you will still have to obtain a residence permit ("carte de sejour"). One of the requirements will be proof of health cover.

After 90 days of stable residence you can affiiliate to the French health system under purely residence criteria. This will involve a financial contribution. It is calculated as 8% of the difference between a threshold (currently 6721 Euros) and your annual income after allowances. Care should be taken about the timing of transition from private insurance to affiliation to the French system.

Regards

Peter Owen
pjowen@expathealthdirect.co.uk

[Sprogster]

Thought as a Channel Islander I would respond as OWENS reply is only partially correct.
Channel Islanders born in the UK or those born in the Channel Islands,but have a UK born parent or grandparent are treated as full EU citizens.(There is no length of UK residence requirement, merely place of birth.)
It is only the unfortunate minority of Channel Islanders who do not meet one of these criteria that have the problems OWEN mentions.
Also Jersey and Guernsey have their own excellent recipricol health agreements with France.
Jersey residents in France are entitled to full emergency medical cover,less 20%,as for French residents.