marion atherton Posted May 29, 2005 Share Posted May 29, 2005 Can anyone help me as I am terminally confused by the healthcare system. We are hoping to move to the Charente in the next year, taking early retirement. We will have a very small pension, and will be living off the interest of our capital, which means we will have a very restricted income. We have been told many different stories of how much we will have to pay to get into the french system mostly around £300 a month not including the top-up mutuelle. This would be a prohibitive amount for us. Anybody out there got any better information that might make our day? Here's hoping! Link to comment Share on other sites More sharing options...
Will Posted May 29, 2005 Share Posted May 29, 2005 For people in your situation, around 8% of your income is a better, though still rather approximate, figure.Pleaase don't underestimate the true costs of living in France. It isn't all as cheap as they say on TV. Interest rates are not high at present and we have seen too many people planning to live off capital which rapidly disappears. There aren't the same social security safety nets as in Britain. Link to comment Share on other sites More sharing options...
marion atherton Posted May 30, 2005 Author Share Posted May 30, 2005 Thank you for your reply and we note your message of caution, which is why we are so keen to ensure we know what we will need to pay out before we go, we also have friends who are winging it, with their heads buried deep in the sand even those who have chosen just to hope that nothing happens as they have no cover at all.With regard to the 8% would that cover both of us and how would we pay it. As our investments and pension will come from the UK we intend to pay UK tax so any ideas how that will work. Sorry to pick your brains.ThanksM Link to comment Share on other sites More sharing options...
Boiling a frog Posted May 30, 2005 Share Posted May 30, 2005 You will possibly be entitled to an E106 which will give up to two years cover under the French system Enquire from the DWP at Newcastle re this For full cover you will need top up insurance After the E106 runs out you pay into the French system ,as Will says approx 8% of your net income minus an allowance of approx 7000 euros If you reside in France you pay tax in France All income from worldwide sources are taxed in France. Unless you have a Govt pension all pensions and interest etc are taxed in France but even if you have a Govt pension and pay tax in the UK you still have to declare it to the French tax authorities Link to comment Share on other sites More sharing options...
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