MKT Posted October 14, 2005 Share Posted October 14, 2005 for the first 2 years here, renovating house and living on our savings we had health cover with E106. it ran out last Dec and a visit to CPAM had us fill in forms with details of our (then nonexistant) income. They gave us a years cover including the top up bit. This year we have finished the work and rented out our gite at last - and thus earned income (around €13 000) which i assumed we would have to a) pay tax on and b) pay into medical fund and had understood rate was about 10% of taxable income. We can JUST about manage to live off that if careful.visited CPAM yesterday to ask what to do when curent cover expires on 31/dec and she started into this long explanation that seemed to bewe are not going to come under them anymore but i need to go to some other office called 'independent workers' and get taken on by them - they will provide my health cover from then on.i need a Siret number to get taken on by the 'independent workers' lot. To get this i have to register as a business. Does this sound right to any of you?a morning spent reading old threads on this forum about registering as a business leads me to think that i will have to pay about €4000 a year to do this. Clearly this makes it un-doable and i would be better simply to close. However, i had understood health contributions to be about 10% not 45%, so ahev i got it wrong?I receive the money i the UK, if that makes any difference. if i dont register, but pay tax on the income of course, do i just drop out of the health system? or do i go to docs as normal but pay myself and am not reimbursed or what. grateful for any light anyone can shed on what appears to be a can of worms Ive opened that is threatening to shatter my dreams of running a succesful but small enterprise renting out my house for about 10 weeks a year.There must be an alternative to registering as a business for someone this size as i dont expect earnings to increase much as years pass either. Maria Link to comment Share on other sites More sharing options...
Clair Posted October 14, 2005 Share Posted October 14, 2005 I believe the basic advice to be correct but cannot comment on the figures...I too derive a small (much smaller than yours!) income from renting out a gîte but I do not pay any contributions based on this.As I am also employed by my neighbour (and paid with Chèque Emploi Services - CES), it is from this job that my contributions are paid, even though it's only about 55 hours a month.My understanding is that, had I not been employed, I would have had to register as self-employed.It would appear you can:either register as self-employedor get a part-time job (try Manpower) even for just a few hours a week and get "employed" status.I hasten to add that both incomes are declared in my "Déclaration de revenus" every year!Clair Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.