Workers E106

[AnOther]

I seem to recall seeing a reference to a Workers E106 somewhere but can't find it.

I have just received my E106 from HMRC and even though I have been working in UK and intend to do so for a while (unfortunately perhaps a bit longet than anticipated due to the recent changes [:(]) it is only for 1 year so is this what it called a Workers E106 ?

Seems a bit daft to me as I've paid my NI and would still be entitled to 2 years E106 if I packed up working so why make it annual ?

As an aside, with the headline sentences of:

"CERTIFICATE OF ENTITLEMENT TO SICKNESS AND MATERNITY INSURANCE BENEFITS IN KIND FOR PERSONS RESIDING IN A COUNTRY OTHER THAN THE COMPETENT COUNTRY

Employed and self-employed pwersons and members of their families residing with them, members of the family of unemployed person"

could not the issue of an E106 be taken, and used, to establish residency in that country ?

[Chezstevens]

I work in the UK with SWMBO and 2 boys in France.  Our E106 was originally for 1 year however we queried this and received a 2 year E106.  My family will be on an E106 until I reach 55 then, on my retirement, we will receive our 2 year E106 - then who knows ..... certainly nobody on the forum 'cos I doubt if the full ramifications are understood by the french civil servants.

I am bemused by the constant ''breaking news'' or not on another post reference health entitlement.  The only folks at present that will benefit from the panic are the insurance industry.

[Bugsy]

[quote user="Chezstevens"]

I am bemused by the constant ''breaking news'' or not on another post reference health entitlement.  The only folks at present that will benefit from the panic are the insurance industry.

[/quote]

A sentence that I totally agree with............................[;-)]

[AnOther]

Thanks for the replies guys. I found the reference I mentioned, it was on a different forum but says;

"A Worker’s E106 is available to those who move to France, but who continue to work in another EU member state. It is based on your ongoing National Insurance contributions in the UK. Furthermore, it should last for the duration of your time working in France and is not restricted to a maximum two and a half years like a normal E106."

Althoug it contains an error (underlined) this is my situation and seems to make far more sense so I'll be on the phone to HMRC in the morning.

[AnOther]

Spoke to HMRC and apparently an annual E106 is correct in my situation and I have to reconfirm with them each anniversary that my circumstances are the same.

I mentioned that if I'd packed up work completely I'd have got a 2 year E106 but she was ahead of me and said that then I'd come under a different departmrnt where the rules are different. Nuts or what.

Finally I queried why letter had came from Sweden (don't think I mentioned that before) to which the answer was "for security", and no, I didn't understand either but life is too and I've got an E106 covering me and 'er indoors so nothing else really matters [8-|] 

[pitway]

Not sure if  I followed this correctly so could be barking up the wrong tree!

When we bought our house here in France in 2001 my wife and daughter lived here whilst I continued to work and live in the UK I was given an E109 that covered the girls over here and still gave me medical cover in England.When I visited I still had to use the then E111 to cover me in France. Your situation is probably different as you have not said you have dependants permenantly in France. And would probably depend on the amount of time you stay in England, if any.

Never actually heard of a "workers" E106 will follow the thread with interest.

Tim

[AnOther]

The difference for me is that I live in France but return to work in the UK (offshore industry). My wife is here permanantly.

The only hard reference I have actually seen for the "Workers E106" was in another forum and was provided Blevin Franks who I would very much hope know what they are talking about...[blink]

I think the E109 would have been correct for your situation.

[londoneye]

So, Ernie Y, is it possible then that if I carry out some work in the UK (sufficient to take me ovet the NI threshold for pension accrual, for example), that I can have a workers E106, which will cover OH as well ?   Or am I confused ?

I intend to try to find some work in UK, irrespective, but it would be interesting if it also entitled me to this.....

[Lou]

To answer the question re why your letter came from Sweden, my understanding is that certain organisations - usually large ones with lots of overseas mail to send - use a sort of redirect system via another country where the bulk mailing is cheaper.  In other words, it's cheaper to send all the mail from the UK to Sweden and then on to wherever it's going, than send it direct from the UK.  Not sure this is any less mad than the response you got, but still.....

Lou

[AnOther]

[quote user="londoneye"]

So, Ernie Y, is it possible then that if I carry out some work in the UK (sufficient to take me ovet the NI threshold for pension accrual, for example), that I can have a workers E106, which will cover OH as well ?   Or am I confused ?

I intend to try to find some work in UK, irrespective, but it would be interesting if it also entitled me to this.....

[/quote]Possibly yes but I couldn't say conclusively as there are other factors such as if you've worked and paid NI in the UK in the recent past for instance. You would have to speak to a professional advisisor. I'd be a little wary of contacting DWP or HMRC until you know what your position is or might be, it could be a tad akward phoning them later with a different story............[;-)]

[AnOther]

To continue my experience, we plan to go to CPAM in Cahors today with my E106 when hopefully things will go swimmingly, I'll report back [:D]

[Will]

[quote user="londoneye"]

...is it possible then that if I carry out some work in the UK (sufficient to take me ovet the NI threshold for pension accrual, for example), that I can have a workers E106, which will cover OH as well ?   Or am I confused ?

I intend to try to find some work in UK, irrespective, but it would be interesting if it also entitled me to this.....

[/quote]

If you actually work in UK, and pay tax and NI, then you will be covered under the NHS, and your other half would be entitled to an E109 to cover health care in France. You personally would use an EHIC for French cover. If your work is not actually in UK, but you work for a UK organisation, which I understand applies to Ernie, as it does to people like civil servants, seafarers, offshore oil and gas workers etc, then you should get an E106 which includes your dependants. But having said that, some people that one would expect to be covered under E109 seem to get an E106 instead. It must vary according to your own circumstances.

If you are employed, or self-employed, in Britain, and your work takes you on assignment overseas, then the right form is E101, to which yet more rules apply. It's all rather complicated.

As far as UK pension contributions are concerned, you can opt to make Class 2 or 3 voluntary contributions, which amount to something like £12 a month as I recall, and which protect your basic state pension entitlement. There is no point in paying these if you have already made the necessary minimum contributions though.

[AnOther]

[quote user="Lou"]To answer the question re why your letter came from Sweden, my understanding is that certain organisations - usually large ones with lots of overseas mail to send - use a sort of redirect system via another country where the bulk mailing is cheaper.  In other words, it's cheaper to send all the mail from the UK to Sweden and then on to wherever it's going, than send it direct from the UK.  Not sure this is any less mad than the response you got, but still.....

Lou
[/quote]I wonder if this means that such mail will be unaffected by the current UK postal strikes ?

[londoneye]

Thanks for this Will.   I didnt make clear that I only intend to work in UK for between 3 - 5 months a year and remain French resident.   I guess that would probably change things ?

[Will]

It will change things. You would most probably (though a tax specialist would have to confirm this) still pay UK tax, and declare your income (but not pay tax again) in France. Alternatively you could possibly work on Britain's 183-day and 90-day rules to claim non-residence, in which case you would still have to declare your income in France, but pay tax on it there. So little probable benefit. However, as you are in UK for less time than in France, you fall between two stools for health/social security payments. As you spend most of your time in France you would, under present legislation, be expected to contribute to the French system. But under the new regime, who could tell? Most likely scenario would seem to be that you would need private health assurance in France. As 'ordinary resident' in UK you would, I think, be eligible for NHS treatment, but only while you were 'ordinarily resident' i.e. you would not build up sufficient NI contributions for E106 etc eligibility - but who would keep track of this? And how would any dependants in France be regarded?

Definitely one for specialist advice, I think, though I strongly suspect that until the French government completely comes clean about its future intentions not even the most informed specialist would be able to give you a concrete answer.

[londoneye]

Thanks again Will.   All sounds fairly logical; yet one more avenue to investigate as and when that enormously paid short-term contract finally comes my way !!