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Not the CMU, not a Mutuelle, but a GAV


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My 'conseilleur' at the bank is trying to sell me a 'GAV' a Garantie des Accidents de la Vie'.

It is a personal accident Insurance which isn't meant to cover the costs of medical care, but which pays out a sum in compensation if you have an accident that results in at least 5% disability or disfigurement etc.

Has anybody else taken out one of these, and what is the general opinion of their worth?

A selling point was that an accident I had last year might well have been compensated at over 15000 euros..or so the conseilleur claims..

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