Top up insurance for Dummies

[sofia]

Currently shopping around for a top up insurance. I have a hard time finding the basic info that seem necessary to understand before making an informed decision.

Can someone please explain some basics or point me to earlier discussions on the subject.

A few things I learned:

* To ask when the insurance kicks in. Some cover and reimburse from Day 1, some can have a grace period of three months or more.

* Reimbursements for glasses should be quoted in euros. 200% reimbursements means 2 x 7 euro = 14 euro, i.e. crap.

* How quickly they reimburse

What else should I be looking for in a contract?

What the h*ll does 125% mean?

For example:

HOSPITALISATION MEDICALE

Frais hospitaliers - honoraires (medecins, chirgurgiens, anesthestesistes) 125%

Isn't emergency hospitalizations already 100% covered by the basic insurance?

Any advice greatly appreciated! I find this very frustrating... :)

[Russethouse]

Does this help ? http://www.frenchhealthissues.eu/insurance/menu.htm

[AnOther]

[quote user="sofia"]Any advice greatly appreciated! I find this very frustrating... :)[/quote]Laudable that you are doing the research and asking questions sofia but I have to be said that if you find some of the easier stuff so frustrating I'm afraid you could be in for a very rough time in France [Www]

Bonne chance

[mint]

Erns, urgent PM, urgent for me, that is![:D]

[sofia]

[quote user="Russethouse"]Does this help ? http://www.frenchhealthissues.eu/insurance/menu.htm[/quote]

Thank you! Yes this is very helful. :)

[sofia]

Russethouse: yes this was very helpful. Thank you!