cassie Posted December 30, 2009 Share Posted December 30, 2009 We will move to France shortly but are "too young" to join the health service. We have permission to turn an outbuilding into habitation and plan to rent it out as a gite.We do not expect to get a lot of income...our idea is this should/may allow us to join the health service.We expect to be employed using the " micro entrepreneur" system.a)What taxes and cotisations will we pay on our income?b)Is there a minimum level of income we will have to reach, or cotisations we will have to pay, before we get the state healthcare benefits? Link to comment Share on other sites More sharing options...
mayday Posted December 30, 2009 Share Posted December 30, 2009 You appear to be mixing up 'micro entreprise' and 'auto entrepreneur' but I assume you mean AE because if you set up with ME you will be paying a minimum of €3000 in social charges for your first year, regardless of your income and this will increase every year even if your income doesn't. With AE, gîtes and chambre d'hôtes currently pay 12% of their TURNOVER in social charges. At the moment, there is no minimum level of revenue in order to qualify for health cover but this is likely to change in the future. If you register as AE and have NO revenue, you will be automatically be switched onto the ME and will be liable for the associated social charges the next year. To avoid this, you should close down your AE - but then you would need private health cover! Link to comment Share on other sites More sharing options...
cassie Posted December 30, 2009 Author Share Posted December 30, 2009 Many thanks.Yes, I DID mean AE.Would be exceedingly grateful if someone could let me know if and when the minimum level of revenue changes Link to comment Share on other sites More sharing options...
Quillan Posted December 31, 2009 Share Posted December 31, 2009 [quote user="mayday"]You appear to be mixing up 'micro entreprise' and 'auto entrepreneur' but I assume you mean AE because if you set up with ME you will be paying a minimum of €3000 in social charges for your first year, regardless of your income and this will increase every year even if your income doesn't. With AE, gîtes and chambre d'hôtes currently pay 12% of their TURNOVER in social charges. At the moment, there is no minimum level of revenue in order to qualify for health cover but this is likely to change in the future. If you register as AE and have NO revenue, you will be automatically be switched onto the ME and will be liable for the associated social charges the next year. To avoid this, you should close down your AE - but then you would need private health cover![/quote]Actually thats not really correct. When we joined we said we wouldn't earn enough so they gave us a letter to copy and complete which we then returned and ended up paying around 130 Euros. The problem is not many people know this and its not in the bureaucrats interest to volunteer the information (or any information come to that). The only negative side is if you go over the about that the €3,000 Euros (I think its a little more than that, or used to be) is calculated on then you have to pay the 3000 plus whatever the extra is and you have to pay the fixed second year amount as well.We are still in the old system (Micro BIC) which works well for us but if you are just starting going the AE route is probably better. Link to comment Share on other sites More sharing options...
mayday Posted January 5, 2010 Share Posted January 5, 2010 The latest information appears to be that you're ok with AE until 36 months or 12 trimestrial periods have passed with no revenue! This has amazing ramifications for English coming over to France. Add on the time when you're covered by the E121- and the 5 year residency requirement for being allowed to enter the French system is covered....? How long before this is picked up on is anybodies guess! Link to comment Share on other sites More sharing options...
Judie Posted January 5, 2010 Share Posted January 5, 2010 Can you tell us where you found that information Mayday as I understood it to be a much shorter period. Link to comment Share on other sites More sharing options...
Sunday Driver Posted January 5, 2010 Share Posted January 5, 2010 http://www.auto-entrepreneur.fr/modification-arret.phpla sortie du dispositif est automatique en cas :d'absence de chiffre d’affaires pendant 12 mois consécutifs, Link to comment Share on other sites More sharing options...
Albert the InfoGipsy Posted January 5, 2010 Share Posted January 5, 2010 http://www.apce.com/pid324/actualite.html?espace=1You'll find this about 3/4 of the way down the page: Actualité de l'auto-entrepreneur du 04/01/2010 Sortie du régime micro-social en l'absence de chiffre d'affaires - 04/01/2010 Le délai pendant lequel l'auto-entrepreneur peut bénéficier du régime micro-social sans réaliser de chiffre d'affaires a été rallongé. Désormais, les auto-entrepreneurs ne perdent le bénéfice du micro-social en l'absence de chiffre d'affaires qu'à l'expiration d'une période de 36 mois civils ou de douze trimestres civils consécutifs. Ce délai était auparavant de 12 mois civils ou 4 trimestres consécutifs. http://www.apce.com/pid6137/regime-micro-social.html Source : loi n°2009-1646 du 24 décembre 2009, article 71, Journal officiel du 27 décembre 2009, p.22 392 http://www.apce.com/pid6137/regime-micro-social.html leads you to this, also about 3/4 of the way down the page:Durée d'application du régime micro-social Le régime micro-social s'applique pendant une année civile. L'option est renouvellée par tacite reconduction. Elle cesse de s'appliquer : - en cas de dénonciation expresse de l'entrepreneur. La dénonciation doit être réalisée avant le 31 décembre de l'année pour une application l'année suivante, auprès du Régime social des indépendants. - en cas de déclaration d'un chiffre d'affaires nul pendant une période de 36 mois civils ou de 12 trimestres civils consécutifs. Link to comment Share on other sites More sharing options...
mayday Posted January 5, 2010 Share Posted January 5, 2010 Thank you InfoGipsy - beat me to it Link to comment Share on other sites More sharing options...
cassie Posted January 11, 2010 Author Share Posted January 11, 2010 Many thanks for all the replies...Quillan, mayday,albert, etc.Much appreciated Link to comment Share on other sites More sharing options...
Albert the InfoGipsy Posted January 11, 2010 Share Posted January 11, 2010 Anyone new to AE should start by reading this:http://www.pbss-uk.com/AEGuide_March2009_EN.pdfIt's a professional translation of the official French govt Guide to AE, up to date as of last March, but mostly accurate still. Link to comment Share on other sites More sharing options...
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