Blade Posted January 29, 2006 Share Posted January 29, 2006 i have a laptop and other bits such as digital cameras etc. this used to be covered under my personal possessions insurance when out of my property in the UK. i asked credit agricole who do my current french household insurance and they told me that this does not exist. what do people do then? thanks in advance. Link to comment Share on other sites More sharing options...
Nick Trollope Posted January 29, 2006 Share Posted January 29, 2006 French insurance rarely covers you for accidental damage. Possesions would normally be covered against theft from home on you household insurance, from your car on your car insurance (optionally) etc etc. Link to comment Share on other sites More sharing options...
bakerino Posted January 29, 2006 Share Posted January 29, 2006 What cover do you require for your lap top. I JUST TOOK OUT COVER WITH Generali Assurances and my PC is covered plus personnal possesions up to 500 euros but not for accidental damage. Link to comment Share on other sites More sharing options...
Blade Posted January 30, 2006 Author Share Posted January 30, 2006 ok sounds good . will call generali. any idea of cost? thanks for your help! Link to comment Share on other sites More sharing options...
bakerino Posted January 30, 2006 Share Posted January 30, 2006 As Nick says house and contents intogether. I think house insurance is based on square footage rather than re build value, ours had 95m2 liveable plus the equivalent in a double garage size for storage attached to the house, plus includes swimming pool (accidental damage for the security cover was available seperate) and 10000 euros of contents, plus Public Liability cover anywhere plus cover for the dog, plus accidental glass breakage, theft of PP up to 500 euros. The quote would be more expensive if your salon was over a certain size sorry cant remember what as our s didnt exceed it, also any open fire would have a higher premium, our is an insert with a glass cover (makes sense). The contents stipulates Dont au maximum 5 d'objects de valeur soit 500 euros en ce qui concerne la garantie vol vandalisme. Like I say we specifically asked for cover for our PC and it is included and not treated as a PP. Our house is also a maison Secondaire. There is a 200 euros excess All for the grand cost of 11.63 per month plus a one off admin charge of about 15.76 Head office no in paris 0158384005 Failing that you could probably look up branches in the french yellow pages, would look up for you but am late for school run. let me know if I can help anymore Link to comment Share on other sites More sharing options...
Cat Posted January 30, 2006 Share Posted January 30, 2006 Or you could ask for a quote from HIFX http://www.hifx.co.uk/pservices/insurance_info.aspThe policy is in english, and is competetively priced. I use them and have found them to be very helpful.Hope this helps. Link to comment Share on other sites More sharing options...
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