Just a quick update on my posting earlier regarding my health insurance agent and their lack of response regarding my desire to cancel my current top up outside of the renewal period. I have now had a further communication from my insurance agent (my policy is with AGF) and they have now agreed that due to my change in circumstances the 2 month renewal period will be waivered, and no charges incurred. They also promise details of a new policy which will be suitable, soon. How soon ... we shall see, similarly how suitable I suppose.