Alan E Posted December 17, 2002 Share Posted December 17, 2002 Is anyone aware of a minimum balance that must be kept in a Current Account in France, or had any problems arising from having a small balance?I have forgotten to keep the account topped up and the water bill, which I received this morning, is due to paid by prelevement on Friday. I have just enough in the account to cover it and leave a balance of 0.58 Euros, ie around 30p. At this time of year there is no other activity on the account so rather than send a payment I could just leave it until we go across in January/February but did wonder if I might find the account closed or whatever. My UK bank will charge me 20 to make an urgent transfer which is the only way I'll fix the account by Friday so I'd rather not bother if it isn't necessary. The account is with Credit Agricole in Calvados (not Britline).Best RegardsAlan E. Link to comment Share on other sites More sharing options...
Adriana Posted December 17, 2002 Share Posted December 17, 2002 >At this time of year >there is no other activity >on the account>>Alan E. I am not aware of any minimum requirements, but I wouldn't risk it: there are always charges one way or another that go off without you realising.I understand you should avoid getting overdrawn.Regards,Adriana. Link to comment Share on other sites More sharing options...
Baz Posted December 17, 2002 Share Posted December 17, 2002 Alan,If you are concerned, why not just give your bank a call at least you will know where you stand.Baz Link to comment Share on other sites More sharing options...
Richardbk Posted December 17, 2002 Share Posted December 17, 2002 It depends on what you have agreed with your bank. Most will provide at least a minimum overdraft facility of 750 by default, but of course this depends on your financial situation.regsRichard Link to comment Share on other sites More sharing options...
Lao tze Posted December 20, 2002 Share Posted December 20, 2002 If you dont feel up to phoning your bank, email works well for me. I bank with CA in Deux Sevres and the staff fall over themselves to provide solutions to problems so I am sure if the situation is explained something can be sorted out. Link to comment Share on other sites More sharing options...
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