champagnes Posted August 28, 2005 Share Posted August 28, 2005 hi allanybody know if the same protection exists on french issued credit cards similar to uk protection. I E goods not delivered or company goes bust UK credit card companies pay out - is it similar over here??thanks in advance Link to comment Share on other sites More sharing options...
Nick Trollope Posted August 28, 2005 Share Posted August 28, 2005 I'm not aware of the existance of a French Credit card (a la Barclaycard). I have an Egg card issued in France, but it is not really French. Who is your issuer?The Egg T&C's don't mention this type of cover (although the print is very small, in French & I havn't got my glasses). I think that the rights you mention are rather "English". Link to comment Share on other sites More sharing options...
champagnes Posted August 28, 2005 Author Share Posted August 28, 2005 hi nickthanks for your response. i have a credit agricole mastercard and wondered if similar protection rights existed for the consumer over here.cheers Link to comment Share on other sites More sharing options...
Tourangelle Posted August 28, 2005 Share Posted August 28, 2005 I know that there is some insurance automatically connected to my visa card. It does depend what type you have though, I think, for example whether it is national or international, gold, premium and so on. Link to comment Share on other sites More sharing options...
Jc Posted August 28, 2005 Share Posted August 28, 2005 Most French cards are not credit cards but charge cards;ie.they must be settled in full at the end of each month.Credit cards can be issued but the banks usually charge for issuing them. Link to comment Share on other sites More sharing options...
Andyphilpott Posted August 31, 2005 Share Posted August 31, 2005 The protection in the UK is under the Consumer Credit Act - I do not know if there is a similar law in France although my French pals say not.Even in the UK it applies only to Credit Cards (not Debit cards unless there is something specific in the terms of the card) Andy Link to comment Share on other sites More sharing options...
Teamedup Posted August 31, 2005 Share Posted August 31, 2005 Most french cards are simply debit cards unless you pay extra to your bank and arrange for debit differe. Most banks have insurance policies one can take out to cover such eventualities. Link to comment Share on other sites More sharing options...
Miki Posted August 31, 2005 Share Posted August 31, 2005 Nick said ".... I have an Egg card issued in France, but it is not really French. Who is your issuer? The Egg T&C's don't mention this type of cover (although the print is very small, in French & I havn't got my glasses). I think that the rights you mention are rather "English"."There is, I think some cover against theft or non arrival of goods with Egg, if you take out the optional l'assurance Egg Sécurité (look at http://www.egg.fr/egg/public) Too much for me to go through at the moment but do have a look)Nick, what do you mean by "not really French" ? The French arm of EGG are now owned by one of the "biggies" in French finance, Banque Accord (Auchan and all that etc !)We are soon (today ?) to have news of a change of name I believe, as well.Egg Max card is free as well but we prefer to stay with the Egg Original at 35€ per year but with 1% Cashback on all purchases.Edit : EGG is now to be called oney.fr Link to comment Share on other sites More sharing options...
Ewa Posted August 31, 2005 Share Posted August 31, 2005 We've got Credit Agricole mastercards linked to our current account and I can safely say they are definately debit cards and not credit cards!Ewa Link to comment Share on other sites More sharing options...
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