Hollie Posted October 12, 2007 Share Posted October 12, 2007 I wonder if anyone can help. My boyfriend and I are planning to buy a place in the south of France some time soon. To explain the situation, I'm english and my boyfriend is french and we are renting at the moment in the south of france. We need to borrow about 80% of the total price for our next appartment and have no idea where to start. We approached a couple of french banks but they would not accept me as i'm paid into an english bank account and do not work in France!We tried to work it on just my boyfriends wages but the bank would not loan him as much as we need...Neither of us has any debt also!If anyone has any ideas of ways to start the process, I would be very grateful!Hollie Link to comment Share on other sites More sharing options...
Benjamin Posted October 12, 2007 Share Posted October 12, 2007 Hello Hollie and welcome to the forum.Have you tried any of the UK banks who operate in France? One name that springs to mind is The Woolwich which is now part of Barclays who themselves have a strong prescence in France. May be they will be willing to take a more balanced view on your UK earnings. With the French lenders you've probably gone into the too difficult to do tray. [:D] Link to comment Share on other sites More sharing options...
Richard Posted October 12, 2007 Share Posted October 12, 2007 Hi Hollie,I can only agree with Benjamin. I am in the process of buying in Northern France, and after speaking to many banks, I can certainly point you towards Barclays.Even better ( I Hope) I suggest you speak to Tanya Kempson, at Barclays in Cannes.Her number is +33 0929 96816. Hope it all works out for you Richard Link to comment Share on other sites More sharing options...
Chrisb Posted October 13, 2007 Share Posted October 13, 2007 Hi thereWe have a mortgage for our French (and only) house, based on my husband's UK salary (paid into a UK bank account), with UCB. Contact details below:Catherine FontAssistant to Charlotte ThomasInternational Buyers DepartmentUCB 70 rue St Sauveur - 59046 Lille cedexTel: 00 33 (0)3 20 18 19 44Fax: 00 33 (0)3 20 18 18 55Email: [email protected]Chris Link to comment Share on other sites More sharing options...
Richard Posted October 17, 2007 Share Posted October 17, 2007 Hi,Further to my previous post, the correct number for Tany at Barclays is + 33492996816 Link to comment Share on other sites More sharing options...
makeiteasy Posted October 24, 2007 Share Posted October 24, 2007 Hi Hollie, you could check with a mortgage broker as well which is the easiest way to get the best offer with less hassles![;-)]Good luck Link to comment Share on other sites More sharing options...
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