Alan Zoff Posted March 27, 2008 Share Posted March 27, 2008 Perhaps "free" banking in the UK colours my reaction to this, but I thought I would check in case I missed a trick when opening my C-A bank account. They are very pleasant to deal with at the local branch (in central France) but it seems to be the place where my linguistic skills let me down most, for some reason.I have a cheque account with a Master Card. It all works beautifully - the cheques and card are accepted everywhere in France for paying for anything from autoroute tolls and petrol to property taxes, furniture, etc. Utility bills are paid by direct debit or standing order. All great - except the monthly and annual charges. Each month my account is debited with the cotisation of 5,35, and the annual fee is now a whopping 36 euros (less a small offset, depending on number of times card has been used in previous 12 months).So the card/account effectively costs me around 100 euros pa. OK, I could pay that in the UK for a premium bank account offering freebies such as travel insurance, breakdown cover, etc but there doesn't seem to be anything like that with the C-A account.Before I march in there again and do my usual trick of causing them all to gather round the counter in an effort to understand the problem, and then walk out again having changed nothing, I thought I would seek advance guidance here. Did I perhaps inadvertently sign up for something that does more than I need? Does anyone know if there is a cheaper option with C-A that will still give me a debit card and cheque book that I can use for routine purchases and pay bills by standing order/direct debit? Armed with such information, I could then perhaps enter the branch with confidence and come back out for once with a result!Many thanks. Link to comment Share on other sites More sharing options...
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