PaulT Posted October 11, 2014 Share Posted October 11, 2014 We shall now normally spend up to 5 months in France with a max single stay of 3 months.Any recommendations on UK insurance companies or brokers for insurance - most normal policies only allow the property to be unoccupied for up to 30 days. Link to comment Share on other sites More sharing options...
Théière Posted October 11, 2014 Share Posted October 11, 2014 Paul, the 30 days is usual for short term, beyond that the insurers will normally request additional measures like draining down central heating and turning off gas, electric and water, Worth enquiring. Link to comment Share on other sites More sharing options...
pip24 Posted October 11, 2014 Share Posted October 11, 2014 Saga cover 60 days. Link to comment Share on other sites More sharing options...
rowland Posted October 11, 2014 Share Posted October 11, 2014 Avila cover 60 days too but I always want to question what is unoccupied? When we are away our neighbour goes in everyday and picks up the post from the porch and puts it out of sight in the house. This means that someone is checking the house every day so is it really unoccupied? Just a thought. Link to comment Share on other sites More sharing options...
CSV Posted October 12, 2014 Share Posted October 12, 2014 [quote user="rowland"]Avila cover 60 days too but I always want to question what is unoccupied? When we are away our neighbour goes in everyday and picks up the post from the porch and puts it out of sight in the house. This means that someone is checking the house every day so is it really unoccupied? Just a thought.[/quote]When we inherited my father-in-laws house 'unoccupied' meant not lived in. In the terms of the insurance we were still expected to visit every 7 days to check for burst pipes, damage etc - and the policy was twice the price of 'normal' house insurance [:@] Link to comment Share on other sites More sharing options...
PaulT Posted October 12, 2014 Author Share Posted October 12, 2014 Thanks for the replies.Have found a broker that offers this so will talk to them tomorrow and also current insurer. Link to comment Share on other sites More sharing options...
Debra Posted October 12, 2014 Share Posted October 12, 2014 We used AXA France for our French house and they allowed 90 days. Link to comment Share on other sites More sharing options...
idun Posted October 12, 2014 Share Posted October 12, 2014 When our UK house was going to be unoccupied for a couple of months the AA 'kindly' cancelled our policy without any hesitation what so ever, or as I considered it, they were ruthless. I have never used them since. Will never use them again.Make sure that you adhere to every last bit of the requirements that any uk insurer wants PaulT, and very good luck to you. Link to comment Share on other sites More sharing options...
PaulT Posted October 13, 2014 Author Share Posted October 13, 2014 Well, interesting........Phoned a large broker who originally started specialising in Classic Car insurance but now do all. Quoted me for Midas which is part of AXA £408.47 which is for up to 150 days per year unoccupied and 90 days at any one time.Current insurance comes up for renewal on 4 November (via NFU) and only allows 30 days unoccupied - £412.38.Spoke to NFU - cannot match that they said. Link to comment Share on other sites More sharing options...
[email protected] Posted October 17, 2014 Share Posted October 17, 2014 Bit late but you could try AJ Insurance: http://www.ajinsurance.co.uk/personal-insurance/home-insurance/specialist-non-standard They do my home insurance and have done for years. They also do my car and do 6 month cover in france Link to comment Share on other sites More sharing options...
Benjamin Posted October 17, 2014 Share Posted October 17, 2014 We use Comfort Insurance whose policies are undrtwritten by Aviva (formerly Norwich Union).Cost to cover annual medical and house insurance foe two plus 65 years old with a maximum single trip of 180 days 664.02 pounds.No special conditions regarding people entering/staying in the property and no special conditions regarding draining down etc. (although you'd be a complete plonker if you did nothing).They will accept medical conditions subject to Aviva's scrutiny. They either accept or don't. There's no loading for specific conditions. Link to comment Share on other sites More sharing options...
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