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Cheque d'emploi


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I can't remember exactly how I set this up with my gardener, but it was either URSSAF site, or That of CESU.

Your employee has to give you their reference details, which you enter on the website, and then every month you get a reminder from CESU asking if you have paid the person this month. If so, you log in to the CESU site and enter the amount you paid your employee. The CESU then take a chunk more from you to cover his/her social payments. In my case, I think it's about 70% of the amount I have paid the gardener...

If you are a French taxpayer, I believe this can be set against your tax. I am not in the French tax system, so it comes out of my pocket. :-(

On the plus side, I know he is covered by insurance if he has an accident while using my equipment.

Sorry thus is a bit vague.

Angela
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Here is a link to the CESU site:

http://www.cesu.urssaf.fr/cesweb/ces2.jsp

What Angela has written is quite right.

You have to sign up with the CESU

http://www.cesu.urssaf.fr/cesweb/ces2.jsp#0

and every month you should declare what you have paid.

Technically you should also give a contract and at the end declare the end of the employment to Pôle Emploi but apart from me I don't know many others who have done this.

You will get an email bill for social charges the following month and they will be debited from your account the month after that again.

Say you paid him 100€ in January and declared it the bill will come in February and be debited near the end of March.

The bill on that 100 can be estimated here:

http://www.cesu.urssaf.fr/cesweb/simucoti3.jsp

I have done one:

[URL=http://s253.photobucket.com/user/bfb_album/media/CESU_zpsrtqaveqd.png.html][IMG]http://i253.photobucket.com/albums/hh80/bfb_album/CESU_zpsrtqaveqd.png[/IMG][/URL]

As you can see my bill for charges would be 65.20

but the good news is I can set 82.60 against tax.

Last year the monthly payments to my home help took me out of tax altogether, and I wuld rather she got the benefit than paying it into general tax

You can also see how detailed the breakdown of social charges is in France showing what is being paid for what

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As you can see my bill for charges would be 65.20
but the good news is I can set 82.60 against tax.

Last year the monthly payments to my home help took me out of tax altogether, and I wuld rather she got the benefit than paying it into general tax

This is of interest to me as I may have to employ someone next year when all the apartments are finished.

 

What do you mean by "set against tax"?

 

Do you mean that your taxable income is reduced by €82 so you dont pay tax on that or your tax bill/charges are reduced by €82?

 

If the former then what about social charges which for me are far higher than any tax that I dont pay.

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Cheque emploi works well and once you get going is easy.  The amount shown (as tax deductible) on the statement really is set against one's tax not income - so one only gets credit for it up to the amount of the tax due.  A statement will be sent to you at the end of the tax year from CESU for each employee and it tells you both the total amount and in which boxes to enter it on your tax return.

Note: The amounts of costisations for both employee and employer differ if either is over 65 (or at least that was the age when we last used it). 

Not relevant in the OP's case but:   If you pay a "carer" for an oldie you can set an amount against your tax too in the same way as if they paid it themselves. If the oldie gets APA then you have to use CE unless using an agency. We have done this and copy payslips (shown above in the example) are sent to the Social services to prove you have used the money!

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As Here ford says the benefit comes off the tax due, so it only helps those with a tax liability in France.

In my case that is my OAP. As a single person the tax on that would otherwise be a few hundred €.

 The tax-free band has been used up by my income in the UK, which while not taxed in France is taken into account in deciding the % at which the OAP will be taxed.

Last year I had about 650€ of tax relief because of using the CESU, and so had no tax to pay.

In my case this was already present on my pre-prepared tax declaration when I went on-line to fill it in , as is any income earned from official work.

Chancer, surely once you have the income from the flats coming in that will be taxable?

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